Risk Officer

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker magazine as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets. We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions is seeking a Risk Officer to join the Operational Risk Oversight (ORO) team within Operational Risk Management (ORM). Operational risk is inherent in all bank products, services and activities, and the effective management of operational risk is a fundamental element of effective enterprise risk management. The ORO department within ORM, is a second line of defense function, responsible to act as an advisor to the first line of defense and independently identify and assess operational risks and report the results to leadership, management committees and the Board. The Risk Officer will monitor the quality of risk management activities, influence and challenge material risk decisions, and ensure alignment with the Bank's risk appetite across business units in the first line of defense.

Key Duties and Responsibilities:

• Collaborate with first line key stakeholders to ensure alignment with the Bank's risk appetite.
• Review, analyze, and evaluate business processes, procedures, and controls to assess operational risk mitigation activities.
• Perform data analysis and testing to support conclusions regarding operational risk in processes.
• Promptly analyze complex data and translate results into clearly written reports and memos, ensuring accuracy, appropriate tone, and clarity for internal and regulatory audiences (e.g., OCC).
• Identify process improvement and risk mitigation opportunities, including the development and implementation of key controls, key risk indicators, and reporting.
• Communicate feedback to process owners and senior management regarding process improvement and operational risk mitigation opportunities.
• Conduct issue/observation analysis related to regulatory concerns, audit findings, and self-identified issues.
• Review and assess root causes of significant operational risk events and perform post-event reviews as needed.
• Develop and deliver periodic risk reports to senior and executive management.
• Develop and implement applicable risk training as needed.

Qualifications

• Bachelor's degree in Business Administration, Finance, Statistics, Math, Economics, or a related field.
• 6+ years of experience in risk management, analysis, auditing, or other directly related fields, preferably within financial services.
• A combination of education and experience may meet requirements.
• Strong proficiency required in Microsoft applications including Word, Excel, and PowerPoint.
• Excellent presentation and communication skills, both verbal and written.
• Ability to work effectively on a team and collaborate with individuals in various leadership roles.
• Advanced interpersonal, problem resolution, analytical, and process mapping skills; experience with IBM Blue Works Live is a plus.
• Process improvement, analytics, and automation skills are a plus.
• Strong project management capabilities.
• Ability to quickly learn and navigate complex organizational structures, business processes, and bank-specific requirements.

Located in the heart of downtown Salt Lake City, the Zions Bank Building serves as the headquarters of both Zions Bancorporation and Zions Bank. The building sits adjacent to City Creek Center, a world-class shopping and dining destination with more than 100 stores and restaurants. The Zions Bank Building stands tall among Salt Lake City's central business district, providing hundreds of team members with an exceptional work environment and features such as:

• Easy access to the City Creek UTA TRAX station, as well as various electric vehicle charging stations in most City Creek area garages;
• An employee-only fitness center and bike storage;
• An employee lounge, kitchen, micro market, game tables, couches and TVs;
• Private mothers' rooms and lockers; and
• Access to downtown shopping, dining, arts and entertainment.

---