Financial Accountant

2 weeks ago

Redwood City, CA, United States Provident Credit Union Full time
Financial Accountant (Redwood City, CA)

*** This position is 100% onsite at corporate HQ in Redwood City, CA during the first 30 - 90 days, thereafter, hybrid work schedule might be available ***

Job Summary:

Financial accountant performs a variety of duties such as maintaining the general ledger, reconciling accounts, maintaining and processing the credit union's fixed asset, assisting with audits and budgeting processes. This includes compiling the appropriate journal vouchers to post activity, research discrepancies and make appropriate adjustments. This person will reconcile all General Ledger accounts; prepare month-end entries, gather data for financial reporting, and file various monthly, quarterly and annual reports to the appropriate agencies.

Why Provident?

Provident Credit Union was established in 1950 and we rank among the top 10% of credit unions in the US. We believe having a culture that is accepting, supportive, diverse and inclusive makes us all better. Provident has been a Bay Area "Top Workplace" since 2017, and our employees rank us on Glassdoor as one of the best credit unions in the nation.

Our values are:
• Listen
• Get Better
• Do What's Right

Essential Functions:

  • Review and prepare complex journal entries and account reconciliations including daily FRB reconciliation, Zelle's transaction reconciliation, prepaid expenses, payroll expenses, etc.
  • Perform account analysis and reconciliation, including bank statements and intercompany general ledger accounts.
  • Assist in providing schedules and commentary for operational management account results and variances.
  • Support monthly, quarterly, mid-year, and year-end financial closes, including assigned journal entries, balance-sheet account reconciliations, accruals, and overall maintenance of operational management accounts.
  • Process Investments and Fixed Assets and reconcile corresponding General Ledger accounts.
  • Gather data for NCUA - Call Report, prepare and submit report quarterly.
  • Gather data for FHLB - Blanket Lien Collateral Certificate, prepare and submit report quarterly.
  • Complete various annual filings such as tax forms with federal, state, and local government agencies including property taxes, report of Organization NC99001, Economic Census and others as assigned.
  • Assist with gathering necessary account information and documents to perform DFPI and NCUA annual audits.
  • Assist with monthly financial close workbook preparation.
  • Establish, maintain and update procedures for applicable functions.
  • Communicate any backlog or training issues to the manager.
  • Provide excellent service to vendors, members and co-employees. Be a part of various initiatives spanning multiple departments.
  • Be knowledgeable of all rules, regulations, policies and procedures as they pertain to the job responsibilities by maintaining and ensuring compliance with Generally Accepted Accounting Principles.
  • Completing special projects as requested by management using financial models, Data Warehouse, or other available applications.
  • Assist with accounting applications and systems testing and upgrade.
  • Perform other duties such as ad-hoc reporting and special projects, as needed.
  • Complete required BSA & OFAC training annually.
  • Understand and adhere to BSA and OFAC policy and procedures.
Education/Knowledge/Skills and Abilities:
  • Bachelor's degree in accounting or related field
  • 3+ years equivalent directly related work experience.
  • Knowledge of general financial accounting and cost accounting.
  • Knowledge of accounting principles.
  • Proficiency with Excel or equivalent spreadsheet software.
  • Attention to detail and ability to follow standard procedures.
  • Excellent written communication skills.
  • Strong technical abilities to learn core banking systems, Prologue, or other systems/software as needed.
  • Use of Data Warehouse for queries.
  • Strong organizational skills and a proven ability to meet deadlines.
  • Excellent analytical and organizational skills.
  • This position is a strong support position to senior management of the organization who rely on the content and the accuracy of reports produced to make decisions.
  • This person must work well both independently and as a team and maintain good cooperative interaction with middle and senior management, and members of other departments.
Benefits you will enjoy:
  • Quality medical, dental and vision care coverage
  • 401(k) retirement plan with up to 150% matching employer contributions
  • Strong commitment to investing in your career and educational advancement by offering up to 100% Tuition reimbursement for approved courses.
  • Annual discretionary bonus
  • Employee Referral bonus
  • Generous paid time off and paid holidays
  • Flexible spending accounts
  • Short and long-term disability coverage
  • Life and AD&D insurance
  • Provident membership
  • Rate discount on home and auto loans.
  • Opportunity to use company owned condo in Maui and Lake Tahoe


Pay Grade is P1. This position is eligible for a discretionary bonus twice a year.

Targeted Base Pay $25.00 - 32.00/hr (depending on experience)

Provident is an Equal Opportunity Employer

We are a winner of the Bay Area News Group Top Workplace in 2017 - 2025. Check us out on Glassdoor.

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