Sr. Commercial Mobility Risk Analytics Associate

Who We Are

Through our service brands Hyundai Motor Finance, Genesis Finance, and Kia Finance, Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai, Genesis, and Kia customers and dealerships.  We provide vehicle financing, leasing, subscription, and insurance solutions to over 2 million consumers and businesses. Embodying our commitment to grow, innovate, and diversify, we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering, philanthropy, and the empowerment of our Employee Resource Groups. Together, we strive to be the leader in financing freedom of movement.

We Take Care of Our People

Along with competitive pay, as an employee of HCA, you are eligible for the following benefits:

·         Medical, Dental and Vision plans that include no-cost and low-cost plan options

·         Immediate 401(k) matching and vesting

·         Vehicle purchase and lease discounts plus monthly vehicle allowances

·         Paid Volunteer Time Off with company donation to a charity of your choice

·         Tuition reimbursement

What to Expect

The Sr. Commercial Mobility Risk Associate supports risk analytics and reporting related to the Commercial Vehicle Finance, Equipment, Truck, Trailer and other Mobility portfolios.  This role is responsible for data gathering and reporting, and portfolio maintenance. In addition, this role will support reporting on losses & exposure and provide support for risk management.

What You Will Do

1.     Data Collection and Analytics

·        Gather, analyze, and report the accurate and summarize information in support of department or unit policies, administration and regulatory requirements.

·        Prepare and maintain reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee.

·        Support portfolio risk scorecards for Commercial Vehicle Finance, commercial truck and trailer financing and other Mobility lending products, and financial reporting.

·        Support of New Market Introductions and New Product Introductions by completing market/product research in support of Mobility products.

·        Maintain monthly pre-approval lists in support of Mobility products.

·        Support monitoring of scorecard performance and other key indicators for the Commercial Vehicle, equipment, Truck, Trailer Financing and Mobility portfolio.

·        Research auto industry and data impacting credit risk including but not limited to economic trends forecasts, commercial real estate markets, Mobility specific risks, competitor products and commercial vehicle financing areas.

·        Support reporting to meet the needs of the Mobility business.

2.     Monthly and Quarterly Loss Forecast Reporting

·         Generate and validate Mobility Portfolio data in support of loss forecasting in compliance with accounting guidelines and audit support.

·         Support monthly and quarterly forecast reporting for Mobility portfolios.

3.     Projects

·         Support management with department projects including new product introductions.

·         Support stakeholders with periodic and ad-hoc reporting including field sales data requests, FP&A and Mobility.