Sr Analyst, Risk Systems and Analytics

PENNYMAC

Pennymac is (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.

At Pennymac, our people are the foundation of our success and at the heart of our dynamic work culture. Together, we work towards a unified goal of helping millions of Americans achieve aspirations of homeownership through the complete mortgage journey.

A Typical Day

The Senior Analyst, Risk Systems Analysis is responsible for conducting in-depth analysis of credit and financial data to identify and mitigate risk. This role involves scrutinizing and optimizing risk models and decisioning systems, ensuring they align with company policies and regulatory requirements. The Senior Analyst will leverage advanced statistical and machine learning techniques to develop solutions for complex business problems and enhance decision frameworks.

The Senior Analyst, Risk Systems Analysis will:

• Analyze complex datasets to extract meaningful patterns, developing and implementing predictive and prescriptive models to address custom business problems

• Develop and maintain complex SQL/Python/Snowflake scripts to extract data from various sources

• Perform statistical and financial analysis to support risk models and reports

• Develop and maintain reports to support risk management activities

• Create and maintain automated reporting processes

• Collaborate with business unit colleagues to gather requirements and develop reporting solutions

• Understand, interpret, and present recommendations for action based on a data-driven analysis

• Maintain documentation for all reporting and analysis activities

• Perform other related duties as required and assigned

• Demonstrate behaviors aligned with the organization’s desired culture and values

What You’ll Bring

• Bachelor's degree in a quantitative field (e.g., Finance, Economics, Statistics, Computer Science)

• 3+ years of experience in a quantitative analysis role, preferably within the financial services or mortgage industry

• Advanced quantitative modeling skills using statistical and financial concepts

• Strong SQL, Python programming skills and experience with VBA, Snowflake preferred

• Proficiency in data analysis and reporting tools (e.g., Excel, Tableau, Power BI)

• Possess a high comprehension of financial concepts, a strong analytical mindset, and the ability to express and convey information proficiently using all forms of communication

• Experience within the mortgage industry as well as knowledge of the related businesses and operations is strongly recommended

Why You Should Join

As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Together, 4,000 Pennymac team members across the country are guided by our core values: to be Accountable, Reliable and Ethical in all that we do. Pennymac is committed to conducting a business that makes positive contributions and promotes long-term sustainable growth and to fostering an equitable and inclusive environment, where all employees and customers feel valued, respected and supported.

Benefits That Bring It Home: Whether you're looking for flexible benefits for today, setting up short-term goals for tomorrow, or planning for long-term success and retirement, Pennymac's benefits have you covered. Some key benefits include:

• Comprehensive Medical, Dental, and Vision

• Paid Time Off Programs including vacation, holidays, illness, and parental leave

• Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)

• Retirement benefits, life insurance, 401k match, and tuition reimbursement

• Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships

To learn more about our benefits visit: https://pennymacnews.page.link/benefits

For residents with state required benefit information, additional information can be found at: https://www.pennymac.com/additional-benefits-information

Compensation: Individual salary may vary based on multiple factors including specific role, geographic location / market data, and skills and experience as defined below:

• Lower in range - Building skills and experience in the role

• Mid-range - Experience and skills align with proficiency in the role

• Higher in range - Experience and skills add value above typical requirements of the role

Some roles may be eligible for performance-based compensation and/or stock-based incentives awarded to employees based on company and individual performance.

Salary

$68,000 - $115,000

Work Model

OFFICE