Mortgage Loan Originator

2 days ago

Indianapolis, IN, United States First Financial Bancorp Full time

We do the right things, right now. We do them in a way that is relevant to our clients. Become a part of our history as it continues to be written

If you are interested and qualified for this role, we invite you to apply.

Job Profile Summary
As a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and marketing efforts to builders, realtors, and other referral sources. The position will be required to self-source mortgage leads, convert into applications, present personalized mortgage products and solutions to potential customers, produce required disclosures, procure intent to proceed, collect borrower documents needed to satisfy loan conditions, and work with internal departments to ensure a superior customer experience and timely loan closing.

Essential Functions/Responsibilities

  • Consistently achieves monthly loan production volume as specified in the MLO Agreement.
  • Generates new business to assist in meeting established profitability goals.
  • Responsible for developing and maintaining business plan for growth of this business area.
  • Networks with assigned bank branches, internal departments, employees, local organizations/businesses, realtors, builders, and other referral sources to generate mortgage leads.
  • Evaluates needs of potential customers and offers appropriate mortgage products and services, or provides referral to appropriate specialist within the Bank.
  • Prepares and compiles mortgage application and information for processing of mortgage loan applications generated.
  • Ensures completeness of loan documentation.
  • Oversees timely closing and funding of loans.
  • Provides ongoing relationship servicing with current mortgage customers to maintain goodwill and gain additional business.
  • Responds to mortgage inquiries and requests regarding accounts from assigned branches.
  • Promotes and cross-sells other bank products and services as appropriate to customer requirements.
  • Provides data to support marketing and sales promotion programs.
  • Works directly with sales manager to assist with CRA loan initiatives in local market.
  • Other duties may be assigned.
Minimum Knowledge, Skills, and Abilities Needed to Perform Essential Functions of the Job
  • Minimum of 2 years' experience originating residential mortgages, 4 years preferred.
  • Must have existing referral network established to provide mortgage leads.
  • Must have prior experience using loan originating software and MS Office products.
  • Strong product knowledge and underwriting requirements for Conventional and Government (FHA, VA, USDA) mortgage programs.
  • Bachelor's degree (B.A.) from four-year college or university; or four years related experience and/or training; or equivalent combination of education and experience.
  • Must have or ability to obtain Mortgage Loan Originator License with NMLS.
  • Must be trained in all areas of mortgage lending.
  • Must maintain employer and industry required continuing education.


Preferred Knowledge and Skills

Level of Complexity and Scope

Degree of Independence and Decision-Making

Required Supervisory Responsibilities

Physical Requirements

Compliance Statement

The associate is responsible for meeting all compliance requirements imposed on First Financial Bank by State and Federal law and regulation, as well as all related First Financial Bank policies and procedures. This includes all Bank Secrecy Act, Anti-Money Laundering, OFAC and Suspicious Activity reporting requirements, as well as all other lending and deposit compliance requirements.

Development and Training

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing. Please review our Benefits Guide.

Incentive Eligibility

All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

It is our policy to not discriminate against any individual in violation of federal, state, and local laws as it relates to age, race, color, religion, national origin, sex, marital status, pregnancy, gender identity, disability, sexual orientation, genetic information, veteran/military service, or any other characteristic protected by law.

We are an E-Verify Employer.

  • Mortgage Loan Originator

    2 weeks ago

    Indianapolis, IN, United States Jet Direct Mortgage Full time

    Join Our Team as a Mortgage Loan Originator! Beyond the Basics: What Makes Jet Direct Mortgage Different? We know you've heard it all before: "competitive compensation," "quick turn times," "in-house products." While we are proud to offer all of these industry standards, we understand that you're looking for more than just the minimum-you're looking for a...

  • Mortgage Loan Originator

    2 weeks ago

    Indianapolis, IN, United States Jet Direct Mortgage Full time

    Join Our Team as a Mortgage Loan Originator! Beyond the Basics: What Makes Jet Direct Mortgage Different? We know you've heard it all before: "competitive compensation," "quick turn times," "in-house products." While we are proud to offer all of these industry standards, we understand that you're looking for more than just the minimum-you're looking for a...

  • Mortgage Loan Originator

    2 weeks ago

    Indianapolis, IN, United States Liberty Federal Credit Union Full time

    Liberty FCU is currently seeking applicants to fill a Mortgage Loan Originator role in the Indianapolis/Ft. Wayne area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required....

  • Mortgage Loan Originator

    1 week ago

    Indianapolis, IN, United States Liberty Federal Credit Union Full time

    Liberty FCU is currently seeking applicants to fill a Mortgage Loan Originator role in the Indianapolis/Ft. Wayne area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required....

  • Mortgage Loan Originator

    3 days ago

    Indianapolis, IN, United States Liberty Federal Credit Union Full time

    Liberty FCU is currently seeking applicants to fill a Mortgage Loan Originator role in the Indianapolis/Ft. Wayne area. The successful candidate must have excellent communication skills, attention to detail and have the ability to multitask in a fast-paced environment. The ability to initiate and develop outside business to drive loan volume is required....

  • Mortgage Loan Originator

    2 weeks ago

    Indianapolis, IN, United States Fifth Third Bank, N.A. Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Mortgage Loan Originator

    4 days ago

    Indianapolis, IN, United States Fifth Third Bank, N.A. Full time

    Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank. GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management...

  • Loan Originator

    4 hours ago

    Indianapolis, IN, United States Supreme Lending Full time

    Loan Originator JOB SUMMARY: Under the direction of the branch and/or production manager, performs office or non-manual work directly related to the management or general business operations of Supreme Lending and its customers and markets and promotes Supreme Lending products and services to its client base of realtors, builders and potential and past...

  • Mortgage Loan Officer

    13 hours ago

    Indianapolis, IN, United States Regions Bank Full time

    Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed,...

  • Customer Service Representative II

    13 hours ago

    Indianapolis, IN, United States Strongbridge Full time

    *This is not a 100% remote role.* Strongbridge LLC, is seeking full time Customer Service Representatives/Mortgage Professionals to work in person, in our call center. Our representatives play an important role in the mortgage industry and engage with lenders, banking/mortgage institutions and consumers to answer questions and provide important information...