Senior Accountant

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Job Requirements

Job Title: Senior Accountant - Loan & Program Accounting
Location: Hybrid
Employment Type: Full-Time | Direct Hire

Overview
A financial services organization is seeking a Senior Accountant to oversee loan program accounting and support new Banking-as-a-Service initiatives. This role focuses on accounting for bank-originated loans, complex fund flows, program reporting, and interpreting financial agreements. Candidates with strong GAAP knowledge and lending or financial services experience will excel.

Key Responsibilities
• Handle accounting for loan programs, including settlements, funding activity, and collateral account reconciliations.
• Record program fees, monthly minimums, interest calculations, and other contract-driven items.
• Support month-end close, prepare journal entries, and maintain accurate loan-related reconciliations.
• Assist with program oversight reporting, audit support, and compliance documentation.
• Review CECL outputs, insurance reserve activity, and financial statement disclosures.
• Collaborate with internal teams and external banking partners to resolve accounting and operational issues.

Requirements
• Bachelor's degree in Accounting.
• 5+ years of accounting experience, including several years in banking, lending, or financial services.
• Strong understanding of GAAP, loan accounting, and contract interpretation.
• Advanced Excel skills and familiarity with modern accounting systems.
• Strong attention to detail, analytical thinking, and ability to manage multiple priorities.

Preferred
• CPA, CMA, or master's degree.
• Experience with BaaS partnerships, loan sale agreements, or SOFR-based interest calculations.
• Familiarity with covenant, warehouse, or securitization reporting.

Work Environment
• Hybrid schedule, occasional travel may be required.

If you are looking for an opportunity to support complex lending programs and contribute to a rapidly evolving financial operations environment, we encourage you to apply.