Commercial Real Estate Loan Processor II

Job Description

ORGANIZATION & PURPOSE

With a commitment to Honesty, Integrity and Quality Service Rio Bank opened its doors for business in February of 1985. It began as a retail oriented bank in McAllen, Texas, primarily catering to consumers for both deposit and loan business. Ford Sasser, CEO, joined Rio Bank in late April of 1999 and outlined a new vision and direction for the bank. Since then Rio Bank has expanded its footprint, offering new products and services to more communities and businesses in South and Central Texas. True to its mission to “Help Our Community Grow”, Rio Bank has become a more commercial oriented bank helping the local economy thrive.

We are proud of our team and are pleased to announce a job opportunity for a Commercial Real Estate Loan Processor II. This position is based at Rio Bank's Corporate Office in McAllen, Texas and provides oversight for the Jackson Drive-Up location as well. The ideal candidate is a highly self-motivated, detail-oriented individual with at least two years of commercial real estate loan processing experience.

We invite you to explore this opportunity further or share it with someone you know.

JOB SUMMARY

As a Commercial Real Estate Loan Processor you would be a key member of the team responsible for moving customer loans to closing. This involves processing loan documentation by verifying the accuracy of the documents, pre-funding loans and collaborating with both internal and external partners throughout the process.

WORK SCHEDULE

Monday - Friday, 8:30 a.m. to 5:30 p.m.

JOB RESPONSIBILITIES

Processing and Pre-Funding Duties

1. Complete processing and pre-funding loan activities on new loan transactions:

• Prepare various internal loan documents and checklists to complete loan package;
• Collaborate with attorney, review and verify closing documents, and schedule closings.

2. Complete processing and pre-funding loan activities on loan renewals:

• Prepare all documents necessary to close the loan.
• Review and verify closing documents, coordinate with branch staff and schedule closings.
• Review and verify all loan packages (new and renewed) are accurate, complete and compliant with regulatory and policy requirements.

3. Perform other duties as assigned.

Compliance & Security

1. Abide by all rules, regulations and Bank policies and procedures.

2. Maintain records and documentation accordingly. Prepare required reports within deadlines.

3. Properly secure negotiable, customer information and bank information.

4. Ensure proper housekeeping of work areas to avoid unnecessary hazards.

5. Attend required meetings and complete required training for position within deadlines.

6. Complete sufficient continuing education and maintain the knowledge level required to complete job responsibilities.

QUALIFICATIONS

1. High school diploma or GED required. Associate degree preferred.

2. One year banking or related experience required.

3. Two years’ real estate loan processing or related experience required.

4. Working knowledge of real estate regulations required.

5. Proficient use of internet, computers, and Microsoft Office (Word, Excel) required.

6. Superior customer service, interpersonal and teamwork skills required.

7. Must be detail-oriented and possess strong organizational skills.

8. Must be a self-starter, a problem solver and possess the ability to complete a project from start to finish.

Rio Bank is an equal opportunity employer and is committed to providing equal employment opportunity for all persons regardless of race, religion, color, sex, national origin, age, disability, or any other legally protected status. Reasonable accommodations for an individual’s disabilities will be made for qualified applicants who are able to successfully perform the essential functions of the job with or without reasonable accommodation.