Senior Software Engineer I

OppFi is a leading tech-enabled digital finance platform that works with banks to provide financial products and services for everyday Americans. Through a transparent and responsible platform, which includes financial inclusion and excellent customer experience, the Company supports consumers who are turned away by mainstream options to build better financial health.

We are a team of caring, innovative, and inclusive individuals who thrive in being immersed in diverse talents, expertise, perspectives, and backgrounds. Our employees approach every new challenge with an unparalleled ability to see what could be rather than settle for what is. Our business principles guide us and create an open and collaborative culture where we improve 1% every day, and the best ideas always win We welcome individuals who want to make an impact in the financial system by facilitating credit access, expanding financial inclusion, promoting financial health, and delivering exceptional customer service.

A few other fun facts about us. OppFi is one of the top consumer-rated financial platforms online, maintaining a 4.5/5.0-star rating on Trustpilot. We are a 2025 Crain's Fast 50 company and were named on Built In's 2025 Best Places to Work in Chicago.

As a senior software engineer, you will help develop services for our product portfolio. Specifically, the senior software engineer will develop back-end services used across our entire technology platform. As a team member, you will report to the software engineering manager, and you will get to

• Contribute to the development of our product portfolio, built with Ruby, Docker, Amazon Web Services, and PostgreSQL.
• Work with business and technical professionals across the organization in an Agile framework to ensure technical systems are well-designed.
• Perform code reviews, unit testing, and integration testing, documenting and implementing software best practices.
• Continue to learn new tools and languages. We take development seriously Our team manages our own internal training, with budgets for classes, conferences, books and materials.we want you to grow your skills with us.
• Mentor junior members as our organization and team grow.

• Experience interpreting and refining our goals into relevant requirements, having delivered large-scale projects from concept to production.
• At least 5+ years of Java experience.
• 4+ years of experience developing systems with Amazon Web Services technologies; ECS/EKS experience a big plus.
• 7+ years of experience with Test-driven Development (TDD).
• 7+ years of experience building Restful APIs and consuming 3rd party APIs.

Reports to: Sr. Manager, Engineering

At OppFi, we are committed to fostering a fair and equitable workplace. The compensation range for this role reflects our good faith compensation estimate for this position. Final offers are determined based on a myriad of factors including, but not limited to experience, skills, qualifications, and other relevant business considerations. Candidates are encouraged to discuss compensation expectations during the hiring process. In addition to base pay, the total compensation package includes eligibility and potential for performance-based bonuses and equity grants dependent upon the role and job level.

OppFi offers a flexible, remote environment, 401(k) matching program, and generous paid time off. Other benefits include medical, dental, and vision coverage, and tuition reimbursement. Additional benefits include DoorDash DashPass, Figo pet insurance, Rocket Lawyer, and access to LinkedIn Learning. OppFi also offers Fringe, a lifestyle benefits platform that allows employees to decide how to spend rewards from dozens of vendors like Uber, DoorDash, and UrbanSitter. #LI-Remote

Compensation Range: $123,200 - $184,800 USD

EEO Statement: OppFi is an equal opportunity employer and does not discriminate based on any actual or perceived legally recognized protected bases under local, state, federal law, or regulations. Our goal as a company is to build an equitable workplace that actively works to dismantle systems of oppression in our processes, procedures, and interactions. We aim to help our employees thrive where they work and beyond.