Portfolio Manager

Associates at California Bank & Trust work in a relationship-centered culture where they are provided with the tools, training, and opportunities to build the best possible relationships with our clients and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all employees to grow and thrive.

As a premier California-focused financial services company dedicated to serving its communities, families, and businesses (small, mid-sized and large), CB&T has been active for 70 years and has more than 80 full-service branch offices across the state. This dedication has helped the bank earn recognition as a perennial powerhouse in yearly voting for “Best Bank” and “Best Commercial Bank” from the readers of San Diego Union-Tribune and Orange County Register. Additionally, as a division of Zions Bancorporation, the bank has collected multiple Greenwich Excellence Awards for “Overall Client Satisfaction” in Small Business & Middle Market Excellence Awards.

California Bank and Trust is looking for a Power Finance Portfolio Manager to work in our El Segundo or Los Angeles, CA office . This role is responsible for managing and servicing a portfolio of existing loan relationships

Job Requirements:

• Responsible for managing and servicing a portfolio of project finance loans primarily centered in the power industry (renewable energy, natural gas, electric transmission, etc.).

• Responsible for identifying key credit risks, recording and monitoring borrower covenants, ongoing account servicing (admin agency, construction draws, billing, rate setting, etc.), monitoring operating and financial performance, reassessing risk grades as necessary, preparing extensive credit reviews which requires working with complex financial models.

• The Portfolio Manager provides documentation review and closing support during the execution of new lending opportunities

• Other responsibilities include maintaining various internal databases, handling reporting on loans such as past dues, documentation and collateral exceptions, risk grades, and portfolio profitability.

• May assist bankers on the originations team with new loan requests. Attends industry conferences, site visits, and other related events.

• Acts as the primary point of contact on closed loans and works directly with clients to resolve any pending issues. Works alongside middle office and loan operations to service our client’s needs.

• Applies all applicable credit policies and procedures to the execution of the risk management process. Works under limited direction and independently determines & develops solutions to a variety of issues that may arise.

• Assists senior bankers with the mentoring and training of a team of associates and credit analysts.

• Ability to work independently with limited supervision.

• Other special projects as assigned.

Can also be filled at Portfolio Manager III which requires at least 5 years banking experience.

Minimum Job Qualifications:

• Requires a bachelor's degree in Finance, Accounting, Business, Economics or related field. 8+ years of banking experience in relationship management, underwriting, and/or credit/portfolio management.

• Experience in project finance, structured finance, and/or commercial real estate finance highly preferred.

• Advanced knowledge of various types of loans, credit analysis, spreading (and spreading software) and analyzing financial statements, risk analysis, loan documentation, etc.

• Advanced knowledge of banking products, services, policies, procedures and regulations.

• Excellent credit skills in underwriting including financial statement analysis, financial modeling, and valuation.

• Requires excellent customer service, relationship, organizational, analytical and creative problem-solving skills.

• Ability to meet deadlines.

• Must have excellent communications skills, both verbal and written.

• Knowledge of various software applications including Word, Excel, PowerPoint, Moody’s Risk Analyst, S&P/Capital IQ, and Teams.

Benefits:

• Medical & Dental Insurance & Vacation & Profit Sharing - START DAY ONE

• 401(k) plan, competitive compensation in line with work experience.

• Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus, some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements

• Paid Training, Paid Vacation, Paid Holidays, and promotional opportunities offered from within

• Tuition Reimbursement for qualifying employees

• Stable Employer, we are a division of Zions Bancorporation and included in the S&P 500 & NASDAQ Financial 100 indices.

This position is eligible to earn a base salary in the range of $150,000 - $190,000 annually depending on job-related factors such as level of experience.

Req ID: 069015

Equal Opportunity Employer

It is the policy of this corporation to provide equal employment and advancement opportunities to all employees and applicants for employment, without regard to race, color, religion, age (40 and over), sex, pregnancy, gender, disability, national origin, ethnic background, citizenship, veteran status, sexual orientation, gender identity and expression or any other characteristic protected by applicable law. This policy is established and administered in accordance with all applicable federal, state, and local laws.

If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for employment, please contact us at (801) 844-7628, Mon.-Fri. between 9 a.m. - 5 p.m. MST.

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