Commercial Construction Loan Disbursement Specialist

Zions Bancorporation is one of the nation's premier financial services companies operating as a collection of great banks under local brands and management teams in high-growth western markets. Zions is regularly recognized by American Banker as one of the "Best Banks to Work For" and as having a top banking team in its list of "The Most Powerful Women in Banking." Our customers consistently vote us as the best bank in our local markets., We value our employees, and we are committed to search out, recognize and create fulfilling opportunities for outstanding people within our organization, rewarding them for their contributions to our success. We recognize that banking is a "local" business, and that to be successful, we must have very strong ties to the communities we serve and strong relationships with our customers.

With benefits starting on day one, 12 bank holidays, profit sharing and company-matched 401(k) contributions, Zions is dedicated to being an employer of choice in our communities. At Zions, the possibilities are endless. You bring the talent; we bring the opportunity.

Zions Bancorporation dba National Bank of Arizona in Phoenix is now accepting applications for a Commercial Construction Loan Disbursement Specialist . This is your opportunity to join a great team. We are looking for a dynamic professional who strives to provide excellent customer service. If you have experience working with real estate loans, construction budgets and loan servicing, we want to talk to you

This position is located on site in Phoenix, AZ.

This is what your day will look like:

• Review, analyze and process loan draws for commercial construction projects; evaluate property inspection reports, invoices, lien waivers, and construction budgets to assure they support the amount of funding requested.
• Collaborate with Commercial Relationship Management and Loan Closing teams to set up loan budgets that comply with the loan approval.
• Work directly with the bank customer to resolve budget, documentation or payout concerns.
• Engage with Credit and Loan Administration groups to follow internal disciplines for responsible portfolio management for your assigned portfolio.
• Schedule and direct pre-construction discussion with Borrower, Builder, and Loan Officer when requested.
• May administer participation loans, coordinate with participating/lead bank(s).
• Ensures loan administration is consistent with loan documents, bank and department policies and procedures.
• Prepare payoff quotes and partial lien releases.
• Review loans for past due status, insurance coverage, and tickler exceptions.

• 2+ years' experience with commercial real estate loan servicing processes, management of construction loans, loan documentation or other directly related experience.
• Good knowledge of loan management processes, financial institution standards and loan documentation.
• Must be accurate, detail oriented and able to multi-task.
• Must have good problem solving, writing and customer service skills.
• Good time management. organizational skills, and able to work with deadlines.
• Good communication and relationship building skills.
• Solid technical and math skills, especially Excel.
• Must be comfortable reading and understanding budgets.
• High School Degree or Equivalent. Prefer advanced coursework in accounting, finance, business or similar discipline. A combination of education and experience may meet job requirements.

• Medical, Dental and Vision Insurance - START DAY ONE
• Life and Disability Insurance, Paid Parental Leave and Adoption Assistance
• Health Savings (HSA), Flexible Spending (FSA) and dependent care accounts
• Paid Training, Paid Time Off (PTO) and 11 Paid Federal Holidays
• 401(k) plan with company match, Profit Sharing, competitive compensation in line with work experience
• Mental health benefits including coaching and therapy sessions
• Tuition Reimbursement for qualifying employees
• Employee Ambassador preferred banking products