Senior Credit Analyst
2 weeks ago
About the job Senior Credit Analyst -Palm Beach, FL
Senior Credit Analyst -Palm Beach, FL
FinTrust Connect has partnered with a community-focused banking institution to identify a skilled Senior Credit Analyst. This is an opportunity to join a seasoned credit team, working closely with Relationship and Portfolio Managers to evaluate and support complex commercial lending activities. The ideal candidate brings a strong foundation in credit underwriting with a focus on C&I loans.
Why this opportunity?
- Culture: Team-oriented, analytical, and collaborative environment with strong mentoring culture
- Workplace: On-site in Palm Beach, FL
- Function: Supports credit underwriting, portfolio management, and financial analysis for commercial clients, especially in medical and service sectors
- 5+ years in credit analysis, loan review, or commercial banking
- Bachelor's degree in Accounting, Finance, or Business preferred
- Proficiency in Excel; familiarity with Salesforce or nCino is a plus
- Experience underwriting complex C&I loans, including for medical practices or service companies
- Strong understanding of bank operations and commercial loan structuring
- Underwrite and analyze credit for commercial lending relationships with a focus on medical practices, service firms, and private client ventures
- Spread and interpret financial statements, perform covenant monitoring, and prepare detailed credit approval documentation
- Participate in structuring discussions and strategy meetings with Relationship Managers and Credit partners
- Track portfolio performance, manage credit risk, and ensure compliance with lending policies
- Collaborate with internal stakeholders and participate in client meetings
- Mentor junior analysts and contribute to special projects as needed
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