Internal Audit Manager

Job Description
Under the guidance of the Manager, this role provides leadership and direction for Internal Audit (IA) activities across various credit functions, including lending, administration, problem asset management, risk management, and review. Responsibilities include planning, executing, and reporting on internal audit projects related to these areas. Ensures business unit's compliance with applicable laws, regulations, regulatory requirements and Bank policies and procedures, including but not limited to those related to SEC, Fair Banking, Anti-Money Laundering laws and regulations, Bank Secrecy Act and USA PATRIOT Act.

Responsibilities

• Leads audits using a risk-based approach, ensuring all phases-from planning to issue management-are executed effectively. Acts as the Internal Audit (IA) subject matter expert on credit-related matters across audit projects and within the organization. Coordinates with business unit leaders and key personnel to ensure thorough planning for each audit. Delivers clear, concise, and timely audit reports with actionable recommendations, while maintaining high standards in audit documentation and methodology.
• Maintains regular communication with designated members of management. Assists in preparing reports for the Audit Committee and other stakeholders under the guidance of the Chief Audit Executive (CAE) and Audit Director.
• Ensures a high-performing audit team by maintaining an appropriate staff mix and setting realistic performance goals. Provides ongoing feedback and develops an annual training plan to enhance staff capabilities. Promotes the use of automated audit tools and Computer-Assisted Audit Techniques (CAATs).
• Contributes to the development of the annual audit plan through updated risk assessments and collaboration with management. Ensures audit cycles align with risk priorities and meet regulatory or statutory requirements.
• Oversees the execution of audit projects, managing audit teams to ensure audits are properly scoped to address key risks, completed on time, and meets documentation and quality standards in line with IA methodologies.
• Provides leadership and direction to a team of audit professionals, fostering a high-performance culture focused on accountability, collaboration, and continuous development. Responsible for hiring, coaching, performance management, and succession planning to ensure team effectiveness and alignment with organizational goals. Identifies and implements process improvements to enhance the efficiency and effectiveness of the internal audit function.
• Performs other duties and responsibilities as assigned.

• Education: Bachelor's degree in business or related field from an accredited institution or equivalent work experience. Completion of a formal credit training program. Certified Internal Auditor (CIA) certification is highly preferred.
• Experience: Minimum 6 to 8 years of audit experience in financial services or with a regulatory agency; and demonstrated expertise in credit risk management including commercial and/or retail lending, credit administration, or credit review. Minimum 4 years supervisory/management experience. Advanced knowledge of banking and credit regulatory laws, policies and procedures.
• Technical Skills: Demonstrated proficiency and expertise with personal computers in a networked environment and Microsoft Office applications or similar software. Knowledge of or ability to use Bank software and systems.
• Other Job Qualifications: Ability to build strong working relationships and partnerships across the organization with a collaborative and consultative approach. Possess strong analytical, quantitative, and problem-solving skills to identify business and process improvement opportunities and risks, implement procedural change, and establish internal controls. Ability to simultaneously manage multiple projects and assignments with varying deadlines. Utilize strong verbal and written communication skills across all levels of the organization. Effective interpersonal skills and collaborative management style to include teamwork, team building, conflict management, negotiating and problem- solving skills. Able to work flexible hours including holidays, weekends and evenings as needed or assigned. Must be able commute and arrive at intended destination as required. Must be able to travel by air.