Senior Payments Architect

24 hours ago

Jersey City, NJ, United States Cynet Systems Full time
Job Description:

Pay Range: $65hr - $70hr
  • The Payments Solutions Architect will lead the design and implementation of enterprise-grade payment platforms, leveraging deep expertise in domestic and cross-border payment systems.
  • The role involves defining technical architecture, guiding distributed engineering teams, and ensuring scalable, secure, and high-performance payment solutions.
Responsibilities:
  • rchitect enterprise-scale payment platforms, ensuring reliability, scalability, and compliance with industry standards.
  • Lead and mentor distributed engineering teams and solution architects.
  • Define technology strategies and architecture for payment systems, including API-first design, microservices, and cloud deployment.
  • Design and implement event-driven systems leveraging Kafka, MQ, or similar messaging frameworks.
  • Provide technical guidance on domestic and cross-border payments, including ACH, SWIFT, ISO 20022, RTP, SEPA, Fedwire.
  • dvise on card processing, merchant acquiring, wallets, and tokenization solutions.
  • Explore and implement emerging technologies such as Blockchain, DLT, and digital currencies.
  • Communicate architecture decisions effectively to stakeholders and influence strategic technology direction.
Key Skills And Competencies:
  • Strong expertise in domestic and cross-border payment systems.
  • Deep knowledge of card processing, merchant acquiring, wallets, and tokenization.
  • Proficiency in API-first design, microservices architecture, and cloud platforms (AWS/Azure/GCP).
  • Experience with event-driven systems (Kafka, MQ, etc.).
  • Familiarity with Blockchain, DLT, and digital currency frameworks.
  • Leadership and mentoring experience for distributed engineering teams.
  • Excellent communication and stakeholder management skills.
Qualifications:
  • 18+ years of overall IT experience, with at least 12+ years in the payments domain.
  • Hands-on experience architecting large-scale payment platforms for banks, financial institutions, or payment processors.
  • Bachelor's or Master's degree in Computer Science, Information Systems, or a related field.
  • Preferred: Certifications in Enterprise Architecture (TOGAF/Zachman) or Cloud platforms (AWS/Azure).

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