Treasury Manager, Stablecoin and Investments

At Ripple, we’re building a world where value moves like information does today. It’s big, it’s bold, and we’re already doing it. Through our crypto solutions for financial institutions, businesses, governments and developers, we are improving the global financial system and creating greater economic fairness and opportunity for more people, in more places around the world. And we get to do the best work of our career and grow our skills surrounded by colleagues who have our backs.

If you’re ready to see your impact and unlock incredible career growth opportunities, join us, and build real world value.

THE WORK:

Seeking an analytical Treasury Manager to contribute significantly to our stablecoin ecosystem's growth. Supervise our stablecoin reserve portfolio, enhance corporate investment strategies, and guarantee dependable banking channels for customers. Suitable for individuals with a background in investment management, trading, or capital markets, interested in working with digital assets.

WHAT YOU’LL DO:

Stablecoin Liquidity Strategy and Reserve Management:

• Assist with the daily oversight of the stablecoin reserve portfolio, enhancing performance and liquidity in alignment with internal guidelines and external regulations.
• Monitor market conditions and trends relevant to reserve assets and investment strategies (e.g., US Treasuries, money market funds, repo, etc.).
• Define and complete liquidity strategy, to include identifying efficient banking rails, securing credit facilities, sizing liquidity buffers and determining ways to improve existing workflows.
• Help identify and evaluate new use cases, both internal and external, to increase RLUSD adoption globally.

Investment Management and Performance Reporting

• Help with analyzing and reporting on net interest income/revenue generation from both stablecoin reserves and corporate investments.
• Develop and refine treasury performance reporting, models (forecasting, stress testing, etc.) and analytical tools.
• Support financial reporting processes to deliver actionable insights and enable efficient decision making.
• Work closely with finance, legal, risk, product, and business development teams to ensure cohesive treasury operations and strategic alignment with broader firm investment goals and capital deployments.

Special Projects

• Assist in evaluating new business opportunities from a treasury perspective.
• Represent treasury in various cross-functional central initiatives, ranging from new product launches to post-M&A business integration.
• Uncover possibilities for automation and process optimization.

WHAT YOU'LL BRING:

• 5+ years in finance, focusing on investment, trading, portfolio, capital markets, or treasury.
• Deep, demonstrable understanding of fixed income markets and instruments, including nuances of U.S. Treasuries and the mechanics of the repo market.
• Proven ability to analyze interest rate curves, yield spreads, and carry/roll strategies.
• Skilled in analytical and quantitative capabilities, adept at deciphering complex financial data, evaluating market microstructure, and offering data-based recommendations while under time constraints.
• Proficiency in financial modeling and spreadsheet software (e.g., Excel), with an emphasis on building and evaluating fixed income valuation models and scenario analysis.
• Outstanding communication and interpersonal abilities, capable of explaining intricate financial ideas in a clear and concise manner to diverse audiences, regardless of their technical expertise.
• High attention to detail and a dedication to accuracy, especially in a live trading or portfolio management context.
• Demonstrates proactive and intrinsically motivated attributes, capable of functioning autonomously or collaboratively within a dynamic, fast-paced environment.

Bonus Points For:

• Direct exposure to stablecoins, cryptocurrencies, or digital asset markets.
• Knowledge of regulatory requirements and guidelines pertaining to stablecoins and digital assets more broadly.
• Experience with treasury management systems (TMS) or financial data platforms (e.g., Bloomberg).
• Mastery in data analysis tools/languages like Python (Pandas, NumPy), R, or SQL. Bonus points for adeptly applying these tools for automating tasks and enhancing processes.
• Demonstrated experience in building and maintaining robust financial models.
• Relevant certifications such as CFA or equivalent experience.

For positions that will be based in CA, the annual salary range for this position is below. Actual salaries may vary based on numerous factors including, among other things, an individual applicant’s experience and qualifications for the position. This range does not include equity or additional compensation, such as bonuses or commissions. CA Annual Base Salary Range $144,000—$175,000 USD

WHO WE ARE:

Do Your Best Work

• The opportunity to build in a fast-paced start-up environment with experienced industry leaders
• A learning environment where you can dive deep into the latest technologies and make an impact. A professional development budget to support other modes of learning.
• Thrive in an environment where no matter what race, ethnicity, gender, origin, or culture they identify with, every employee is a respected, valued, and empowered part of the team.
• In-office collaboration for moments that matter is important to our culture, and we give managers and teams the flexibility to decide which 10+ days a month they come in.
• Bi-weekly all-company meeting - business updates and ask me anything style discussion with our Leadership Team
• We come together for moments that matter which include team offsites, team bonding activities, happy hours and more

Take Control of Your Finances

• Competitive salary, bonuses, and equity
• Competitive benefits that cover physical and mental healthcare, retirement, family forming, and family support
• Employee giving match
• Mobile phone stipend

Take Care of Yourself

• R&R days so you can rest and recharge
• Generous wellness reimbursement and weekly onsite & virtual programming
• Generous vacation policy - work with your manager to take time off when you need it
• Industry-leading parental leave policies. Family planning benefits.
• Catered lunches, fully-stocked kitchens with premium snacks/beverages, and plenty of fun events

Benefits listed above are for full-time employees.

Ripple is an Equal Opportunity Employer. We’re committed to building a diverse and inclusive team. We do not discriminate against qualified employees or applicants because of race, color, religion, gender identity, sex, sexual identity, pregnancy, national origin, ancestry, citizenship, age, marital status, physical disability, mental disability, medical condition, military status, or any other characteristic protected by local law or ordinance. Please find our UK/EU Applicant Privacy Notice and our California Applicant Privacy Notice for reference.

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