Corporate AML/CFT Investigations Analyst

Summary

The AML/CFT Investigation Analyst is a vital resource for the organization's compliance with safety and soundness regulations. Will perform all functions necessary to maintain compliance with the GBCI BSA/AML/OFAC Program, Policies, and Procedures for the Bank to comply with legal and regulatory requirements and maintain satisfactory ratings on all BSA Audits and Exams. These functions primarily involve the detection and timely reporting of suspicious activity.

This is a Corporate position which may be located at an available bank division location across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $58,011.68 + / per year (calculated for Kalispell, MT).

All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background.

WA Applicants ONLY range: $63,187.86 to $94,781.80 a year.

Description

• Investigate accounts for potentially suspicious activity and, when detected, draft Suspicious Activity Reports (SARs). Report SARs to FINCEN in a timely manner. Support investigative conclusions by drafting concise, accurate, and logical investigative summations that are subject to quality assurance evaluation and potential examiner scrutiny.
• Maintain proficiency with the Bank's AML systems, core banking systems, and transactions processing systems to ensure thorough, efficient, and accurate investigations.
• Maintain a working knowledge of banking operations as they relate to BSA/AML/OFAC compliance including teller functions, new account originations, wire transfers, electronic banking and letters of credit. Maintain an advanced working knowledge of money laundering red flags and typologies.
• Ensure that training is kept current on BSA/AML/OFAC regulations. Participate in required internal and external industry training.
• May assist BSA management in developing and maintaining standard processes and procedures. May participate on the CBSAT SAR Review Committee.
• May perform administrative or liaison functions including, but not limited to, communicating with management or division employees on process improvements, higher-risk customer behaviors, and potential client disengagement.
• Provide support to management and internal auditors during the audit process. Ensure exam requests are handled in a timely, confidential manner.
• May be required to identify issues or collaborate with other BSA operational teams involving CIP, CDD, EDD, and Quality Assurance.
• Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.

Qualifications
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education

Required/Preferred

Education Level

Description

Required

Associate Degree

Two-year college degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field.

Preferred

Bachelor's Degree

Bachelor's Degree in Business, Intelligence Studies, Accounting, Finance, Law, Criminology, or related field.

Experience

Required/Preferred

Experience Level

Description

Required

3 years

Demonstrated banking experience in branch/back office operations, compliance, audit, lending or a related function.

Required

1 year

Investigations experience preferably in law enforcement, security, fraud, or anti-money-laundering.

Required

Advanced / Specialized Knowledge

Advanced knowledge of general Bank products and services, particularly those offered in a community banking environment, including understanding of bank operations and the flow of funds through a financial institution.

Required

Knowledge Of

Knowledge of BSA/AML regulations and compliance as it applies to BSA reporting requirements, suspicious activity for money laundering, terrorist financing and fraud. Knowledge of AML and terrorist financing red flags and typologies as well as businesses who pose higher AML/CFT risk.

Preferred

Advanced / Specialized Knowledge

Experience using Excel for data review and analysis, including use of Pivot Tables, charts, and Macros.

Would an equivalent combination of relevant education and work experience be considered?: Yes

License/Certification

Required/Preferred

License/Certification

Description

Required Skills and Abilities

• Employee must be trustworthy and possess a significant level of credibility, discretion, and diplomacy.
• Employee must be capable of interacting calmly and professionally with a variety of people from diverse backgrounds at various levels within and outside of the organization.
• Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization.
• Employee must be well organized with ability to prioritize and multi-task in a fast-paced work environment and meet deadlines with minimal supervision.
• Employee must have excellent search and navigation skills.
• Ability to take initiative, and make decisions based on regulations, company policies, knowledge, and experience with minimal supervision.
• Ability to learn other computer programs and systems in a timely fashion.
• Ability to serve as a backup for other staff members in a mutually supportive teamwork environment.
• Employee must be capable of regular, reliable, and timely attendance.

Additional Requirements

Travel

Occasional travel required: (less than 10 days per year) by automobile (as driver and passenger), commercial airlines, rental vehicles and public transportation and be able to lodge in public facilities.

Working Conditions

Environment: Indoors, a climate-controlled shared work area.

Noise Level: Moderate noise; not extreme or excessive; within reasonable limits.

Lifting: Sedentary work: Exerting up to 10 pounds of force occasionally and/or negligible amount of force frequently or constantly to lift, carry, push, pull or otherwise move objects, including the human body. Sedentary work involves sitting most of the time. Jobs are sedentary if walking and standing are required only occasionally and all other sedentary criteria are met.

Vision

Close visual acuity to prepare and analyze data and figures, view a computer terminal, and read the computer screen, printed materials, and handwritten materials.

Physical Activities

Frequency

Balancing: Maintaining body equilibrium to prevent falling and walking, standing or crouching on narrow, slippery, or erratically moving surfaces.

Infrequent - rare.

Climbing: Ascending or descending ladders, stairs, scaffolding, ramps, poles and the like, using feet and legs and/or hands and arms.

Infrequent - rare.

Crawling: Moving about on hands and knees or hands and feet.

Infrequent - rare.

Crouching: Bending the body downward and forward by bending leg and spine.

Infrequent - rare.

Feeling: Perceiving attributes of objects such as size and shape, temperature or texture by touching with skin, particularly that of the fingertips.

Infrequent - rare.

Fingering: Picking, pinching, typing or otherwise working primarily with fingers rather than with the whole hand as in handling.

Daily.

Grasping: Applying pressure to an object with the fingers and palm.

Infrequent - rare.

Kneeling: Bending legs at knee to come to a rest on knee or knees.

Infrequent - rare.

Lifting: Raising objects from a lower to a higher position or moving objects horizontally from position to position.

Infrequent - rare.

Pushing: Using upper extremities to press against something with steady force in order to thrust forward, downward or outward.

Infrequent - rare.

Pulling: Using upper extremities to exert force in order to draw, haul or tug objects in a sustained motion.

Infrequent - rare.

Repetitive Motion: Making substantial movements (motions) of the wrists, hands, and/or fingers.

Daily.

Stooping: Bending body downward and forward by bending spine at the waist.

Infrequent - rare.

COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out

We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.

Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.

No Recruiters or unsolicited agency referrals please.