Commercial Lender I

2 weeks ago

Crystal Lake, IL, United States Home State Bank Full time

Since 1915, Home State Bank's goal has been to create a better quality of life for our neighbors and to work together to build a better community. Today, that goal is still the cornerstone of our success. We believe that relationships with our customers are our most important assets and we strive to provide the best service possible every day.

Bauer Financial 5 Star Rating - March 2025

Northwest Herald "2024 McHenry County Top Workplace Reader Choice Awards"

  • Top Workplace: Financial Institution/Service
  • Top Workplace: Large Employer (100+ Employees)
  • Top Workplace: Family Owned
  • Top Workplace: Professional Services
  • Top Workplace: Business to Business
Daily Herald "2022 Best Places to Work in Illinois"
  • Ranked 10th for Medium Business (100-499 employees)
Home State Bank is hiring a Commercial Lender in Crystal Lake, IL. This is a full-time position. The Commercial Lender will provide a high level of portfolio management. Develop and maintain customer relationships (primarily commercial) to provide maximum return with minimal risk and in accordance with guidelines established by Bank Policy and Senior Management.

Looking for local candidates, as this position doesn't have relocation available.
  • 10+ years' Commercial Real Estate and C & I Lending experience as a Loan Officer
  • Versed in SBA 7A and 504 Lending
  • Exceptional verbal and written communications skills
  • Strong interpersonal skills with a proven ability establishing client relationships and working within a team environment
  • Excellent organizational skills with the ability to proactively manage and prioritize workflow
  • Increase the Bank's profitability by cultivating new commercial business relationships and nurturing existing client relationships
  • Negotiate proper loan structure and effectively cross sell cash management products
  • Maintain properly documented files and manage renewals and collection efforts on past dues and defaulted loans
  • Build and maintain a professional network of COI's and referral sources to facilitate new business development opportunities
  • Maintain a stable network of prospective customers with consistent approach to calling
  • Bachelor's degree in business, finance, economics, or accounting
Home State Bank offers competitive pay and a generous benefit package that starts the first of the month following hire:
  • Medical through BCBS - 2 PPO Plans and HMO
  • Dental PPO through BCBS
  • Vision insurance through BCBS
  • $50,000 in Company Paid Life & ADD and long-term disability insurance
  • 401k after 90 days with company match of 3% after a year
  • Generous Time Off - 2 weeks paid vacation, 1-week sick pay and 11 paid FDIC holidays, 1 floating holiday (personal) day
  • Tuition reimbursement - courses and books up to $6,000 annually per policy
  • Holiday Party at Boulder Ridge Country Club


We are proud to be a diverse workforce that is representative, at all job levels, of the customers we serve. Home State Bank is an equal opportunity employer. All aspects of employment including the decision to hire, promote, discipline, or discharge, will be based on merit, competence, performance, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry, physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression, veteran status, or any other status protected under federal, state, or local law.

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