Jr. Loan Officer

3 days ago


Huntington Beach, CA, United States Summit Home Lending Full time
Description

Summit Home Lending is looking for a motivated and service-driven Junior Loan Officer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a successful, full-producing loan officer. If this sounds like the right fit, we encourage you to apply.

Responsibilities

Training & Development (First 4-6 Weeks)
• Participate in daily training sessions covering loan programs, guidelines, systems, sales processes, and compliance.
• Shadow top producers and leadership on live discovery calls and closing calls.
• Practice script work, objection handling, and communication techniques.
• Learn Summit's internal systems, CRM, LOS, workflow, and lead management process.
• Complete weekly performance benchmarks to demonstrate progress and readiness for promotion.

Sales Preparation
• Develop a thorough understanding of Summit's HELOC and refinance products, qualification requirements, and lending guidelines.
• Learn how to structure loans, calculate income, review credit, and analyze client goals.
• Prepare for client-facing conversations by mastering key metrics and numbers to present during calls.
• Understand lead sources and effectively manage assigned leads.

Client Interaction Readiness
• Practice building rapport, gathering client goals, and conducting full discovery conversations.
• Study and role-play closing call structure, objection handling, and commitment techniques.
• Learn how to present loan options clearly and confidently.

Promotion to Loan Officer (Post-Training)
• Begin making outbound sales calls and handling inbound transfers.
• Conduct full discovery and closing calls with clients.
• Sell and structure home equity loans and refinances aligned with client needs.
• Provide a seamless client experience from the first conversation to submission.
• Maintain high activity levels, consistent follow-up, and strong pipeline management.

Professional Expectations
• Demonstrate coachability, a strong work ethic, and a desire to grow into a top-producing Loan Officer.
• Maintain punctuality, professionalism, and adherence to the company's core values.
• Collaborate with teammates, leadership, processors, and support staff.
• Uphold compliance, ethical lending standards, and accurate documentation.
• The more you put in, the more you earn

Qualifications

NMLS Licensed (REQUIRED) - Ready to hit the ground running
Confident & coachable - You take feedback & apply it fast
Sales or customer service experience? Big plus
Competitive mindset - Former athletes & sales pros thrive here
Money-motivated - You want a career with great earning potential

Don't wait - Apply now & start your mortgage career today
  • Jr Loan Officer

    6 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Summit Home Lending is looking for a motivated and service-driven Junior Loan Officer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a...

  • Jr Loan Officer

    4 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Summit Home Lending is looking for a motivated and service-driven Junior Loan Officer who already holds an active NMLS license. The ideal candidate has some sales experience, strong communication and relationship-building abilities, and excellent attention to detail. You will join a supportive team committed to your growth, and we will train you to become a...

  • Junior Loan Officer

    2 weeks ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Description The Junior Loan Officer (Jr LO) role at Summit Home Lending is designed for individuals who are newly licensed or re-entering the mortgage industry after a year or more away. This position provides a structured, hands-on path to becoming a high-performing Loan Officer within our organization. As a Jr LO, you will take part in an intensive 4-6...

  • Junior Loan Officer

    7 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Description The Junior Loan Officer (Jr LO) role at Summit Home Lending is designed for individuals who are newly licensed or re-entering the mortgage industry after a year or more away. This position provides a structured, hands-on path to becoming a high-performing Loan Officer within our organization. As a Jr LO, you will take part in an intensive 4-6...

  • Junior Underwriter

    6 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Description We are looking for a Jr Underwriter / LO Support team member to assist our loan officers in preparing loans for submission. This role is ideal for someone who is detail-oriented, enjoys problem-solving, and enjoys supporting the team in a high-energy and fast-paced environment. Responsibilities • Assist loan officers with guideline questions...


  • Huntington Beach, CA, United States Summit Home Lending Full time

    Are you great with numbers and enjoy helping people? We’d love to talk with you about our Hybrid Junior Processor / Loan Officer Assistant position. In this role, you’ll support both loan processing and loan officer activities to help ensure a smooth, supportive home-buying experience for our customers. This is an excellent opportunity for someone who...

  • Loan Officer

    6 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Are you ready to take your mortgage career to the next level? At Summit Home Lending, we don’t just originate loans, we create meaningful solutions for our clients and provide a culture where top producers thrive. We are a close-knit, high-energy team that values collaboration, results, and helping homeowners tap into their home equity to achieve real...

  • Loan Officer

    2 weeks ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Are you ready to take your mortgage career to the next level? At Summit Home Lending, we don’t just originate loans, we create meaningful solutions for our clients and provide a culture where top producers thrive. We are a close-knit, high-energy team that values collaboration, results, and helping homeowners tap into their home equity to achieve real...

  • Loan Officer

    1 week ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Are you ready to take your mortgage career to the next level? At Summit Home Lending, we don’t just originate loans, we create meaningful solutions for our clients and provide a culture where top producers thrive. We are a close-knit, high-energy team that values collaboration, results, and helping homeowners tap into their home equity to achieve real...

  • Junior Loan Officer

    2 days ago


    Huntington Beach, CA, United States Summit Home Lending Full time

    Are you an outgoing people-person who thrives in a fast-paced work environment? If so, we are looking for you! Our lending team is seeking a junior loan officer to help applicants navigate through the home loan process. We offer the training, the technology, and the team support to help you succeed. If you are looking for a lucrative career using your...