Associate Director

Job Description

What is the Opportunity?

The Payments Risk Advisory and Oversight Manager will support key elements of the Payments Program to execute a robust CUSO Payments Risk Management Program, to ensure policy and standard requirements are adhered by all Segments within CUSO. This role will execute effective oversight and
challenge over the business/First Line of Defense (1LOD) and help support the development of the Payments Risk Profile, by platform, by legal entity.

The role will be instrumental in ensuring program effectiveness by providing education, collaborating across teams, and promoting Payments awareness across the organization to ensure overall organizational resiliency.

What will you do?

• Support the CUSO Payments Risk strategy, culture and activities that enable the team to operate as an integrated organization

• Provide recommendations on policies, processes, and tools for CUSO Payments Risk management

• Participate in various forums, working groups, and committees as well as monitor the internal and external environment to keep abreast of organizational, regulatory, strategic, and operational changes and environmental trends impacting business continuity management practices

• Investigate large loss events/incidents related to Payments/Fraud/business disruption to assess potential systemic weaknesses and ensure appropriate corrective action

• Partner with first line of defense on the execution and effectiveness of the Payments program (independent reviews, deep dive reviews, risk assessments and coordination of scenario analysis) to gain assurance on current and emerging issues

• Execute an annual CUSO Payments Risk Assessment to support accurate view of the Operational Risk Profile

• Provide SME review and challenge of risk routines and assessments (e.g., new products, change, RCSA, control testing, etc.)

What do you need to succeed?

• 4+ years of Payments Risk experience with knowledge, skill and background in Operational Risk, Compliance, and/or Audit ideally within the Banking and/or financial services industry

• Sound Knowledge and experience with operational risk programs, risk assessment, internal controls, monitoring and reporting.

• Payments Risk and Fraud Risk experience and/or knowledge of global best practices

• Under-graduate degree or equivalent experience

Nice-to-have

• Certified Fraud Examiner (CFE)

• Certified Anti-Money Laundering Specialist (CAMS)

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.

• Leaders who support your development through coaching and managing opportunities.

• Ability to make a difference and lasting impact.

• Work in a dynamic, collaborative, progressive, and high-performing team.

• Opportunities to do challenging work.

• Opportunities to build close relationships with clients.

The expected salary range for this particular position is $110,000-$190,000 (New Jersey), depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

• Drives RBC's high-performance culture

• Enables collective achievement of our strategic goals

• Generates sustainable shareholder returns and above market shareholder value

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Job Skills

Business Process Design, Decision Making, Financial Risk Management (FRM), Operational Risks, Risk Control, Risk Management, Teamwork

Additional Job Details

Address:

GOLDMAN SACHS TOWER, 30 HUDSON STREET:JERSEY CITY

City:

Jersey City

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

GROUP RISK MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-09-09

Application Deadline:

2025-12-31

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

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