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Insurance Sales
3 weeks ago
Financial Advisor – K–12 Retirement Specialist (403b/457b)
Job Details: 1099 | Commission & Fee-Based | Full-Time or Part-Time
Empower Educators. Build Your Business. Make an Impact.
Join a proven system where advisors build six-figure practices serving the underserved K–12 market. We're currently scheduling presentations for 100+ advisors nationwide, but growing demand requires us to expand our team.
What makes us different? We provide the leads, support, and market access while you focus on what you do best - helping educators secure their financial future.
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What You'll Do
• Conduct one-on-one retirement counseling for K–12 school employees • Lead state pension education seminars at school sites during school hours • Enroll clients in 403(b), 457(b), and other supplemental retirement plans • Offer life insurance, estate planning, and additional financial strategies • Provide long-term client service and relationship management
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The Lead Generation System That Works
Scheduled Presentations (Your Primary Lead Source): • 2-4 on-campus presentations per month scheduled for you • 10-15 educators per presentation (typically lunch meetings or staff meetings) • 50% conversion rate from presentations to individual appointments • Minimum 2 weeks advance notice - you can accept or decline any presentation • Within your specified drive radius - we work around your preferred territory
Client Service Support: • Annual review scheduling handled by our call center • Automated client touch-points to maintain relationships • Follow-up systems to ensure consistent client communication
Administrative Excellence: • 98% issue rate on 403(b)/457(b) applications, transfers, and rollovers • Dedicated paperwork specialists handle complex enrollment processes • Full back-office support eliminates administrative headaches
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Why This 1099 Role Is Different
We're Only Successful If You Are: Our compensation comes through overrides - we don't charge advisors for support, leads, or marketing. This means we're 100% invested in your success because our revenue depends on your production.
What's Included at No Cost: • All lead generation and presentation scheduling • Marketing materials and CRM system (Salesforce) • Administrative support and application processing • Office 365 and full back-office infrastructure • Ongoing training and mentorship
Independence With Support: • Control your schedule and book of business • Accept or decline presentations based on your availability • Build equity in your practice while receiving institutional support • No bureaucracy or micromanagement
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Compensation Structure
Year 1 Realistic Expectations: • $50,000-$75,000 for full-time advisors following our system • Some advisors exceed $100,000 in their first year • Ramp-up timeline: Lead your own presentations within the first month
Year 2 and Beyond: • Renewal commissions from Year 1 clients create compounding income • 14 commission levels with advancement based on production volume • Commission increases commonly achieved within the first year • Many advisors continue increasing earnings annually through renewals and higher commission rates
Commission Structure: • 100% commission + fee-based income (1099) • Progressive structure with clear advancement guidelines • No hidden fees or charges for support services
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Training & Development
Onboarding : • Proprietary Teacher's Pension Classroom training program • Learn the unique needs of K-12 employees • Master 403(b)/457(b) regulations and strategies
Ongoing Support: • Weekly live training sessions • On-the-job mentorship and coaching • Market-specific expertise and updates
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Requirements
Essential: • Life Insurance License (required) • Series 65 or willingness to obtain quickly • Clean background and E&O coverage • Proven sales record with consultative approach • Self-motivated with strong communication skills
Preferred: • Experience with 403(b)/457(b) or school markets • Comfort with group presentations • Desire to work with mission-driven professionals
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Who Thrives in This Role
Perfect For: • Advisors seeking purpose-driven work with predictable lead flow • Former wirehouse or captive agents wanting freedom + support • Career-changers with licenses looking for a proven system • Mid-career advisors tired of cold prospecting and bureaucracy • Professionals who prefer relationship-building over cold calling
Success Profile: • Comfortable presenting to groups of 10-15 people • Enjoys helping people solve complex financial challenges • Appreciates the mission of serving educators • Values long-term client relationships over transactional sales
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About Teacher's Pension
We're a national leader in K–12 financial wellness, focused on supporting educators and administrators through retirement and beyond. Our proven model combines unmatched market access with the support and independence that professional advisors need to build sustainable practices.
Our Commitment: We succeed only when our advisors succeed. That's why we provide comprehensive support at no cost and maintain a 98% application success rate - because your growth is our growth.
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Ready to Build a Purposeful, Profitable Practice?
Next Steps:
1. Apply today to learn more about our system
2. Schedule a brief call to discuss your market preferences
3. Discover how we can help you grow in a market that truly needs you
Questions? Contact us to learn more about territories in your area and how our lead generation system can accelerate your practice growth.
"The educator market is underserved but stable - teachers need specialized help with retirement planning, and we provide the access and support to serve them effectively."
