External Mortgage Loan Officer

1 week ago

Corvallis, OR, United States Oregon State Credit Union Full time

Mortgage Loan Officer (External)

With a strong reputation of integrity, unsurpassed service, and member focus, Oregon State Credit Union is one of the most respected credit unions in the Northwest. We are committed to our vision of creating financial solutions that make lives better and are looking for an experienced External Mortgage Loan Officer to join our team as we expand into a new geography- Portland Metro Area

The External Mortgage Loan Officer (EMLO), will play a critical role in helping to establish and expand the Credit Union's brand throughout Clackamas County and the surrounding Portland metro area. Acting as the face of the Credit Union in their assigned territory, the EMLO is responsible for attracting and cultivating new mortgage loan originations by building strong relationships within the community, and leveraging their business development skills. The ideal candidate is a seasoned mortgage professional who is eager to grow their book of business and career; is well connected in the local real estate community and is passionate about helping members and prospective business partners achieve their goals.

This position is considered a Mortgage Loan Originator (MLO) as defined by the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act). The law requires MLO to be registered in the Nationwide Mortgage Licensing System and Registry (NMLSR).

What you will need to be successful:

  • Business Development: Proven experience and track record in identifying, developing and maintaining prospective business relationships to establish recurring sources of referrals and ensure a quality pipeline of mortgage originations. Strong ability to identify and analyze potential loan markets and stay current on industry trends.
  • Lending Expertise: Demonstrated knowledge and expertise of real estate lending, including lending programs, policies, secondary market and regulatory compliance requirements. Proven ability to conduct interviews with prospective borrowers, perform credit and financial analysis and oversee the application process, ensuring a high level of accuracy and that member needs are met.
  • Communication Skills: Excellent written and verbal communication skills with the ability to educate members on the process and available products and services, all while ensuring exceptional member services throughout. Showcases strong diplomacy and ability to build and maintain relationships.
  • Experience & Education: At least three years of real estate lending and loan origination experience required. Secondary market investor underwriting and guideline experience preferred. Three years of experience in field sales where lead generation is the prime source of business is highly preferred. High school diploma or GED equivalent required.
Ways we'll appreciate you:
  • A positive atmosphere
  • A 3,000 monthly base salary in addition to the generous commission structure
  • Paid holidays and paid time off
  • 100% credit union paid employee coverage for medical, vision, dental, life and disability insurance; dependent coverage also available
  • 401k Plan with a generous credit union match
  • Tax-saving Flexible Spending and Health Savings Plans
  • Premier membership perks, company clothing, wellness and recognition programs
  • Laptop and cellphone provided

Since it began in 1954, Oregon State Credit Union has been a member-owned, not-for-profit financial services institution. We exist for the benefit of our member-owners, and not to profit from them. That's what makes us different from banks and how we're able to create financial solutions that make lives better.

Location: Work from home or area credit union branches as needed

Work type: Full-Time, Remote, Exempt

Compensation: $36,000/year base salary with monthly commissions + bonus

Oregon State Credit Union is an equal opportunity employer, including veterans and individuals with disabilities.

The information above provides the general nature of work performed in this position and outlines primary qualifications. The successful candidate must be able to demonstrate that they have the legal right to work in the US and pass a background screening to the satisfaction of Oregon State Credit Union.

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