Sr. Credit Risk Review Analyst
4 days ago
Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit exposures and credit risk, with results reported directly to senior management and the Risk Committee of the Board of Directors.
In this hybrid role (3 days in-office, 2 days remote), you'll provide independent, expert assessments of Commercial credit exposures. You may also take on the responsibility of Reviewer in Charge, leading review engagements, managing reviewers, conducting portfolio analysis, and summarizing findings from credit file samples. Your deep understanding of commercial lending and credit risk practices will be crucial in providing valuable insights and recommendations to enhance our credit risk management.
Responsibilities- Execute Complex Reviews: Independently assess complex credit and credit-related transactions, including facility structures and underwriting processes, leveraging your expert knowledge of credit policies and procedures. Understand inherent risk and the materiality of risk for credit transactions.
- Validate and Ensure Accuracy: Validate scorecard risk ratings and borrower credit administration. Ensure a thorough understanding of portfolio issues, trends, and root causes to effectively manage credit portfolios.
- Independent Reporting & Communication: Independently complete work papers, track issues, compile supporting documentation, and follow up on exam findings with business leaders. Act as a Second Level Reviewer and effectively communicate credit risk review objectives, outcomes, and recommendations for issue remediation.
- Risk Analysis & Monitoring: Analyze risk in assigned credit portfolios by reviewing relevant reports and assessing trends. Provide expert analytical insights, identify risk concentrations, systemic trends, or issues, and participate in continuous monitoring for assigned portfolios.
- Leadership & Expertise: Oversee file review activities of other reviewers as the Reviewer in Charge for assigned business segment(s). Perform assessments of file review results and findings to determine final ratings and draft review reports. Serve as an expert resource to the team.
- Market Acumen: Demonstrate an expert understanding of the credit cycle and the impact of economic indicators on key driving metrics. Possess expert knowledge of how and where to leverage industry and economic research tools into the review process.
Requirements
Qualifications- Extensive Credit Expertise: Robust credit knowledge and strong experience in Commercial credit extension and management.
- Experience with Complex Transactions: 10+ years of Credit Risk or Credit Underwriting experience, specifically with larger, more complex transactions in Commercial, CRE, Corporate Banking, Leveraged Lending, Middle Market, etc.
- Communication Skills: Strong verbal and written communication skills, with the ability to navigate and handle difficult conversations effectively with stakeholders.
- Banking Experience: Experience at larger banks (asset size $80B+).
- Deal Size Exposure: Experience with average deal sizes of $50MM.
- Underwriting Background: Experience in underwriting for ABL, Business Banking, Corporate Banking/Mid-Market, or Lower Mid-Market commercial segments.
Benefits
- $125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance
-
Sr. Credit Risk Review Analyst
4 days ago
Tampa, FL, United States Affinity Executive Search Full timeSr. Credit Risk Review Analyst - Commercial Lending Tampa, FL $125,000 to $175,000+ Full benefits package Bonus + Paid Relocation Assistance Join our highly skilled Credit Risk Review (CRR) team as a Senior Credit Risk Review Analyst specializing in Commercial Lending. CRR's primary objective is to provide timely and independent assessments of credit...
-
Sr Credit Risk Analyst
2 weeks ago
Tampa, FL, United States RIT Solutions, Inc. Full timeSr Credit Risk Analyst Remote 6+ Months contract Phone and Skype Analyzes non-IT business problems and articulates requirements to support process improvement opportunities. Identifies alternative solutions and makes recommendations to improve underwriting decisions. Prepares documentation based on analysis to articulate recommendations and supporting...
-
CREDIT ANALYST
7 days ago
Tampa, FL, United States Gerdau Full timeBASIC FUNCTION: The Credit Analyst handles development and implementation of GABS and process improvements for the credit department. The Credit Analyst acts as a liaison between the company and outside entities including customers, credit reporting agencies, and legal counsel. The Credit Analyst also conducts the acquisition process in its entirety, as it...
-
CREDIT ANALYST
2 weeks ago
Tampa, FL, United States Gerdau Full timeBASIC FUNCTION: The Credit Analyst handles development and implementation of GABS and process improvements for the credit department. The Credit Analyst acts as a liaison between the company and outside entities including customers, credit reporting agencies, and legal counsel. The Credit Analyst also conducts the acquisition process in its entirety, as it...
-
CREDIT ANALYST
2 weeks ago
Tampa, FL, United States Gerdau Full timeBASIC FUNCTION: The Credit Analyst handles development and implementation of GABS and process improvements for the credit department. The Credit Analyst acts as a liaison between the company and outside entities including customers, credit reporting agencies, and legal counsel. The Credit Analyst also conducts the acquisition process in its entirety, as it...
-
CREDIT ANALYST
4 days ago
Tampa, FL, United States Gerdau Full timeBASIC FUNCTION: The Credit Analyst handles development and implementation of GABS and process improvements for the credit department. The Credit Analyst acts as a liaison between the company and outside entities including customers, credit reporting agencies, and legal counsel. The Credit Analyst also conducts the acquisition process in its entirety, as it...
-
Credit Risk Review Data Analytics Manager
2 weeks ago
Tampa, FL, United States Seacoast Bank Full timeDescription ** This role is for immediate hire ** JOB SUMMARY:Manage Credit Risk Review's (CRR) credit risk analytics in support of its regulatory mandate to provide a fully independent analysis of U.S.-based credit risk, including ensuring risk rating integrity and the conformity of all credit extensions with Seacoast policy and regulatory...
-
AR/Credit Analyst
1 week ago
Tampa, FL, United States Aston Carter Full timeAR/Credit Analyst needed in Tampa FL! As an AR/Credit Analyst, you will be responsible for evaluating the creditworthiness of both prospective and existing customers by gathering data from credit bureaus and other sources. In addition, you will compile and analyze credit information to create detailed reports that support informed...
-
AR/Credit Analyst
2 days ago
Tampa, FL, United States Aston Carter Full timeOnsite AR/Credit Analyst needed in Tampa FL! As an AR/Credit Analyst, you will be responsible for evaluating the creditworthiness of both prospective and existing customers by gathering data from credit bureaus and other sources. In addition, you will compile and analyze credit information to create detailed reports that support informed...
-
AR/Credit Analyst
2 weeks ago
Tampa, FL, United States Aston Carter Full timeAR/Credit Analyst needed in Tampa FL! As an AR/Credit Analyst, you will be responsible for evaluating the creditworthiness of both prospective and existing customers by gathering data from credit bureaus and other sources. In addition, you will compile and analyze credit information to create detailed reports that support informed...
