Commercial Lending Officer
2 weeks ago
Responsive recruiter
Position Summary:
Performs all duties associated with the Commercial Lender position in originating, underwriting and closing commercial loans in accordance with established lending objectives, policies and procedures. Establishes, maintains and maximizes relationships with existing and potential customers. Strives to achieve profitable loan growth, deposit growth, and fee income. Ensures that credit quality guidelines are met/ monitored.
Duties and Responsibilities:
- Maintains a portfolio of existing customers and maximizes relationships based on customer needs. Gathers and oversees compilation of all needed information for loan applications. Works in tandem with Credit Administration to request appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to evaluation of loan applications. Corresponds with or interviews applicants or creditors to resolve questions and negotiate deal.
- Develops new business. Dedicates at least one day out of the office weekly for sales calls and a minimum of 4 hours a week coordinating and planning sales calls.
- Maximizes new and existing customer relationships by cross selling key deposit/fee income products/services as customer needs dictate.
- Facilitates negotiation with customers, both new and existing, according to established standards, such as fees, loan repayment options, and other credit terms. Refers and/or presents loans to loan committee for approval in excess of personal loan approval authority. Ensures loan agreements are complete and accurate according to policy. Assures timely loan closing and funding activities. Maintains updated loan documentation and loan files.
- Represents Bank in industry and professional associations, community organizations, local business groups, etc., and promotes Bank's favorable image.
- Collects delinquent accounts in timely manner within Bank procedures/processes. Develops/negotiates revised loan repayment terms/schedules as necessary.
- Remains knowledgeable and abreast of guaranteed government loan programs and other conventional financing mechanisms as a vehicle for customers.
Education/Experience:
- Bachelor's degree (B.A.) from four-year college or university in the field of business, including specific courses in accounting, finance, and economics plus additional bank related training
- Formal credit training
- 5-7 years of experience in Commercial Banking or equivalent combination of education and experience
- Ability to communicate well with customers and employees, both verbal and written
- Knowledge of lending regulations and policies
- Problem-solving abilities
- Business development/sales skills
- Deals professionally with all internal and external customers and assists customers in a courteous, efficient and professional manner
- Grow core branch deposits
- Meet call goals per measure set annually in bonus targets
Working Conditions:
Work is performed largely within the Bank, community, and at customer sites with limited chance for personal injury. Prolonged and frequent mental and visual concentration required. Periodic stressful situations in response to multiple priorities within established deadlines. Work hours are generally during normal business hours. Unscheduled evening and weekend work will be needed to meet the needs of customers and employees. Occasional out-of-town and overnight business travel is required.
We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.
Prevail Bank
Prevail Bank is looking for dedicated individuals with the right skill set to continue to serve our customers and provide the best banking services possible. Our vision is to demonstrate our integrity and commitment to our customers and communities by providing quality products, services, technology and financial education. Our mission is to be an exceptional financial service resource for our customers, banking team and community by doing the right thing, taking ownership in finding solutions for our customers.
Browse our current job openings to see if we're a match for you
Company Website:
-
VP Commercial Lending II
2 days ago
Wausau, WI, United States CoVantage Credit Union Full timeDescription Are you looking to grow your lending career? Do you enjoy connecting with the community? CoVantage Credit Union is seeking candidates for a VP Commercial Lending position based at our office in Wausau, WI. These individuals will take the lead in developing and servicing commercial loan and deposit relationships within our chartered areas. They...
-
VP Commercial Lending II
11 hours ago
Wausau, WI, United States CoVantage Credit Union Full timeDescription Are you looking to grow your lending career? Do you enjoy connecting with the community? CoVantage Credit Union is seeking candidates for a VP Commercial Lending position based at our office in Wausau, WI. These individuals will take the lead in developing and servicing commercial loan and deposit relationships within our chartered areas. They...
-
VP Ag/Commercial Loan Officer
6 days ago
Wausau, WI, United States gpac Full timeJob Description As a Vice President, Ag/Commercial Loan Officer you will be in charge of evaluating loan applications and documentation by confirming credit worthiness, improve loan applications and documentation by informing applicant of additional requirements and reject loans by explaining deficiencies to applicants. This Ag or commercial loan officer...
-
VP Ag/Commercial Loan Officer
13 hours ago
Wausau, WI, United States gpac Full timeJob Description As a Vice President, Ag/Commercial Loan Officer you will be in charge of evaluating loan applications and documentation by confirming credit worthiness, improve loan applications and documentation by informing applicant of additional requirements and reject loans by explaining deficiencies to applicants. This Ag or commercial loan officer...
-
VP Ag/Commercial Loan Officer
3 hours ago
Wausau, WI, United States gpac Full timeJob Description As a Vice President, Ag/Commercial Loan Officer you will be in charge of evaluating loan applications and documentation by confirming credit worthiness, improve loan applications and documentation by informing applicant of additional requirements and reject loans by explaining deficiencies to applicants. This Ag or commercial loan officer...
-
Commercial Sales Representative
1 week ago
Wausau, WI, United States Diversified Inc Full timeJob Description About Us Overhead Door Company of Wausau is a trusted leader in residential and commercial door solutions, proudly serving Central and Northern Wisconsin. Our team takes pride in delivering top-quality products, expert installation, and exceptional customer service. We're looking for a motivated and detail-oriented Commercial Sales...
-
Commercial Sales Representative
4 days ago
Wausau, WI, United States Diversified Inc Full timeJob Description About Us Overhead Door Company of Wausau is a trusted leader in residential and commercial door solutions, proudly serving Central and Northern Wisconsin. Our team takes pride in delivering top-quality products, expert installation, and exceptional customer service. We're looking for a motivated and detail-oriented Commercial Sales...
-
Commercial Sales Representative
2 weeks ago
Wausau, WI, United States Diversified Inc Full timeJob Description About Us Overhead Door Company of Wausau is a trusted leader in residential and commercial door solutions, proudly serving Central and Northern Wisconsin. Our team takes pride in delivering top-quality products, expert installation, and exceptional customer service. We're looking for a motivated and detail-oriented Commercial Sales...
-
Loan Review Senior Consultant
2 days ago
Wausau, WI, United States Wipfli Advisory LLC Full timeOverview At Wipfli, people count. At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a...
-
Loan Review Senior Consultant
1 hour ago
Wausau, WI, United States Wipfli Full timeOverview At Wipfli, people count. At Wipfli, our people are core to everything we do-the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a difference...
