Ag/Commercial Credit Analyst

5 days ago


Eau Claire, WI, United States gpac Full time
Job Description

POSITION SUMMARY: The Ag/Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing ag/commercial clients. The right credit analyst will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to loan committee by the lenders, perform annual credit reviews as needed. As a credit analyst you will ensure compliance with the organization's credit policies and procedures, timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.

PRIMARY RESPONSIBILITIES:
  • Analyses data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
  • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
  • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
  • Provides thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
  • Provides assigned reports.
  • Performs annual review of loan relationships.
  • Must have 2+ years experience in a bank as a Credit Analyst.
BENEFITS:
  • Competitive compensation package
  • Great benefits package including: generous PTO, health, dental, vision, automatic 401(k) % contribution
  • Opportunity for advancement and leadership roles

Contact your local Wisconsin banking recruiter, Joe Albert to learn more about this Ag/Commercial Credit Analyst position and other banking opportunities throughout the state.

Joe Albert

Director | g pac

To be considered, please apply with a resume. You can email me directly at: joe.albert@gogpac.com

Follow me on Linkedin: Joe Albert

All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

  • Eau Claire, WI, United States Prevail Bank Full time

    Benefits: 401(k) matching Opportunity for advancement Training & development Position Summary: We are seeking a motivated and detail-oriented individual to join our team as a Credit Analyst/Portfolio Manager. This role is designed as a developmental pathway into a future Lending position. The successful candidate will begin by supporting the credit and...


  • Eau Claire, WI, United States Xcel Energy Full time

    Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for. This position may be filled at either the Pricing Analyst or Sr....


  • Eau Claire, WI, United States Xcel Energy Full time

    Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for. This position may be filled at either the Pricing Analyst or Sr....


  • Eau Claire, WI, United States Xcel Energy Full time

    Are you looking for an exciting job where you can put your skills and talents to work at a company you can feel proud to be a part of? Do you want a workplace that will challenge you and offer you opportunities to learn and grow? A position at Xcel Energy could be just what you're looking for. This position may be filled at either the Pricing Analyst or Sr....


  • Eau Claire, WI, United States Pomp's Tire Service Full time

    At Pomp's, we don't idle-we drive careers forward! As a leading tire service company since 1939, we're built on hard work, dedication, and a commitment to excellence. We're currently looking for a Roadside Commercial Tire Technician to join our team and help keep vehicles rolling safely. This dynamic role requires you to perform work relating to the repair,...


  • Eau Claire, WI, United States Pomp's Tire Service Full time

    At Pomp's, we don't idle-we drive careers forward! As a leading tire service company since 1939, we're built on hard work, dedication, and a commitment to excellence. We're currently looking for a Roadside Commercial Tire Technician to join our team and help keep vehicles rolling safely. This dynamic role requires you to perform work relating to the repair,...


  • Eau Claire, WI, United States Wipfli Advisory LLC Full time

    Overview At Wipfli, people count. At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a...


  • Eau Claire, WI, United States Wipfli Advisory LLC Full time

    Overview At Wipfli, people count. At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a...


  • Eau Claire, WI, United States Wipfli Advisory LLC Full time

    Overview At Wipfli, people count. At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a...


  • Eau Claire, WI, United States Wipfli Advisory LLC Full time

    Overview At Wipfli, people count. At Wipfli, our people are core to everything we do—the catalyst behind our ability to create exceptional impact and extraordinary results. We believe in flexibility. We focus on relationships. We encourage each individual to follow their own path. People truly matter and they feel it. For those looking to make a...