Credit Administrator

3 days ago

Pasadena, CA, United States MRINetwork Full time

Excellent opportunity for a Sr. Credit Administrator with one of the most successful, well-capitalized financial institutions in the country.

The Sr. Credit Administrator is responsible for the administration and management of the Commercial loan process including submission of credit underwriting memo's, loan risk ratings, documentation, closing, file maintenance and data input. Works specifically on large complex C&I, lines of credit and term loans for specialized verticals including Entertainment, Clean Tech, Project Finance, and Private Equity. Manages the entire credit process, including, underwriters and processors.

RESPONSIBILITIES:

  • Coordinate, develop and supports the creation and ongoing update of lending policies.
  • Assists in the development, maintenance and reporting of risk rating and asset quality models.
  • Develops competitive credit strategies that prudently and effectively mitigate risk.
  • Communicates the credit direction, lending philosophy and risk management efforts to internal audiences.
  • Responsible for staff management including coaching, training, communication, staffing, performance reviews and coordinating all department meetings and activities.
  • Proactively manages the portfolio to both maximize profitability and ensure strong asset quality through consistent and timely identification and resolution of issues as well as accurate assessment and assignment of loan risk ratings.
  • Demonstrates functional, technical and credit expertise and effectively transfers this knowledge to team members; provides coaching and mentoring to others within the organization.
  • Participates as an active member of Loan Committee.
  • In conjunction with the Chief Lending Officer and the Loan Operations Manager, continue to develop and enhance the Association's Community Reinvestment Act program, documenting activities and maintaining information that support the regulation.
  • Request confidential financial and ECOA information from loan applicants, complying with state and federal lending regulations and Association loan policies, as required.
  • Develops, updates and prepares a variety of monthly, quarterly, semi-annual and annual reports related to loan commitments and credit quality for both management and branch staff.
  • Monitor loan portfolio to ensure conformity with terms, ascertain any developing trends, identify potential problems and to ensure loans are risk-rated properly.
  • Monitors Association credit for past dues, volume, servicing and new business.
  • Responsible for department operations including budgeting, sales, customer service, security, compliance and other procedural requirements.
  • Responsible for keeping all department personnel up-to-date on loan rates, loan programs, policy or underwriting changes as they occur.
  • Provides training to underwriting and lending teams.
REQUIREMENTS:
  • Minimum 10-15 yrs of credit risk management experience in specialized verticals.
  • Knowledge of various types of credit facilities and their inherent credit risks
  • Strong understanding of accounting, financial statement analysis and business valuation methods (solid analytical skills).
  • Proficient communication skills, both verbal and written.
  • Ability to work w/ outside service providers (legal counsel, auditors, examiners, appraisers, etc.).
  • Working knowledge of the regulatory environment.

For further consideration towards this and/or other opportunities please inquire confidentially to mike@scsacramento.com or call 916-850-2437. All inquiries held in strict confidence. Thank you for your interest.

  • Senior Credit Reviewer

    2 weeks ago

    Pasadena, CA, United States Unavailable Full time

    Introduction Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create...

  • Credit Reviewer II

    2 weeks ago

    Pasadena, CA, United States Unavailable Full time

    Introduction Since 1973, East West Bank has served as a pathway to success. With over 110 locations across the U.S. and Asia, we are the premier financial bridge between the East and West. Our teams of experienced, multi-cultural professionals help guide businesses and community members on both sides of the Pacific looking to explore new markets and create...

  • Field Exam Analyst

    7 days ago

    Pasadena, CA, United States PNC Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Field Exam Analyst

    7 days ago

    Pasadena, CA, United States PNC Financial Services Group Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Field Exam Analyst

    5 days ago

    Pasadena, CA, United States PNC Financial Services Group Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Field Exam Analyst

    4 hours ago

    Pasadena, CA, United States PNC Full time

    Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected, valued and have an opportunity to contribute to the...

  • Contact Center Representative I

    7 days ago

    Pasadena, CA, United States Wescom Credit Union Full time

    Please use Firefox or Chrome internet browser to complete this application Current Wescom Employees: Please visit the Career Center in Workday to search and apply for a current job opening.We value and rely on the unique talents and contributions of our employees to absolutely excel in member engagement by Delivering Signature Experience. Salary Grade: 152N...

  • Contact Center Representative I

    21 hours ago

    Pasadena, CA, United States Wescom Credit Union Full time

    Please use Firefox or Chrome internet browser to complete this application Current Wescom Employees: Please visit the Career Center in Workday to search and apply for a current job opening.We value and rely on the unique talents and contributions of our employees to absolutely excel in member engagement by Delivering Signature Experience. Salary Grade: 152N...

  • Contact Center Representative I

    7 days ago

    Pasadena, CA, United States Wescom Central Credit Union Full time

    Please use Firefox or Chromeinternet browserto complete this application Current Wescom Employees: Please visit the Career Center in Workday to search and apply for a current job opening. We value and rely on the unique talents and contributions of our employees to absolutely excel in member engagement by Delivering Signature Experience. Salary Grade: 152N...

  • Contact Center Representative I

    1 week ago

    Pasadena, CA, United States Wescom Central Credit Union Full time

    Please use Firefox or Chromeinternet browserto complete this application Current Wescom Employees: Please visit the Career Center in Workday to search and apply for a current job opening. We value and rely on the unique talents and contributions of our employees to absolutely excel in member engagement by Delivering Signature Experience. Salary Grade: 152N...