Loan Officer

Are you ready to take your mortgage career to the next level? At Summit Home Lending, we don’t just originate loans, we create meaningful solutions for our clients and provide a culture where top producers thrive. We are a close-knit, high-energy team that values collaboration, results, and helping homeowners tap into their home equity to achieve real goals. As a Loan Officer, you’ll work with inbound and self-generated leads, live transfers, and clients directly to originate loans while providing elite customer service. You’ll have access to top-tier support from our processing and loan setup teams, ongoing training, and tools to help you maximize production. If you’re sales-driven, coachable, and hungry to grow, Summit Home Lending is the place to accelerate your career. Responsibilities: • Interact with customers, realtors, processors, and underwriters to ensure a smooth transaction • Review the loan process by monitoring loan status, term conformity, and regulatory guidelines • Establish and maintain relationships with realtors, bank officers, builders, and the community at large in order to retain existing and attract new business • Manage a large pipeline of loans to ensure your production meets our requirements • Counsel borrowers to understand the pros and cons of different loan products to determine which is best for them • Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision • Prospect, develop, and maintain relationships with potential new business referral partners • Work closely with borrowers, internal staff, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Manage a large pipeline of loans to ensure your production meets our requirements • Work live transfers & self-generated leads – Turn them into closed loans • Expand your network – Realtors, builders, financial advisors & more • Own your pipeline – Deliver elite customer service & high close rates • Collaborate with top processors & underwriters – Get deals done fast • Stay sharp – Leverage ongoing training & market insights to stay ahead Qualifications: • Active California NMLS License. • 1–5 years of experience as a Mortgage Loan Officer • Proven experience originating conventional, FHA, VA, USDA, bridge, non-conforming, FNMA, FHLMC, and Home Equity Lines of Credit • Strong desire to continuously learn and grow within the industry through coaching • Strong knowledge of state and federal regulations and underwriting guidelines • Excellent communication, interpersonal, and decision-making skills • Confident, sales-driven closer with a track record of building and managing a pipeline • Competitive, motivated, and self-starting with a desire to grow Compensation: $120,000+ commission-based earning potential

• Communicate a thorough understanding of different loan programs and closing costs to help prospective buyers make a decision • Prospect, develop, and maintain relationships with potential new business referral partners  • Work closely with borrowers, internal staff, title companies/attorneys, or insurance companies to gather and prepare all documents needed to satisfy underwriting requirements • Ensure all phases of the loan process are performed in accordance with regulatory and company guidelines • Manage a large pipeline of loans to ensure your production meets our requirements • Work live transfers & self-generated leads – Turn them into closed loans • Expand your network – Realtors, builders, financial advisors & more • Own your pipeline – Deliver elite customer service & high close rates • Collaborate with top processors & underwriters – Get deals done fast • Stay sharp – Leverage ongoing training & market insights to stay ahead

Compensation:
$120,000 per year