Contracts Specialist

Are you a sharp, curious contract professional who loves getting to the heart of a complex transaction? Do you thrive on translating intricate commercial arrangements into precise, enforceable language — and want to do it in one of the world's most dynamic reinsurance businesses? If so, this could be the role for you.

About the Role

This is a high-ownership individual contributor role at the center of Swiss Re's Life & Health reinsurance business across the US, Canada, and English Caribbean markets. You'll take meaningful responsibility for drafting and managing reinsurance contracts, working hand-in-hand with underwriters, client managers, pricing, claims, legal, and operations teams to bring complex deals to life on the page — clearly, accurately, and with real commercial impact.

Reporting to the Head of Contracts L&H North America, you'll have direct exposure to live transactions from day one and genuine influence over how deals are documented and executed. Whether you come from an insurance or reinsurance background, or bring strong commercial contracting experience from another environment, what matters most is your drafting excellence, analytical judgment, and collaborative spirit.

Key Responsibilities

• Draft and own reinsurance contracts — draft, review, and revise Life & Health traditional reinsurance contracts, addenda, and related documents, taking increasing ownership as your expertise grows
• Translate complexity into clarity — convert technical and commercial inputs into precise, accurate, and enforceable contractual language that reflects deal structure, underwriting intent, pricing assumptions, and agreed terms
• Manage quality and timelines — deliver high-quality contract work across multiple concurrent assignments while meeting expected deadlines
• Identify and manage contractual risk — assess commercial, operational, and contractual risks embedded in deal structures and language, applying internal frameworks to develop sound positions and identify approval pathways
• Resolve issues proactively — surface and address ambiguous terms, emerging wording concerns, and problematic clauses before they become problems
• Strengthen team knowledge and consistency — contribute to standard wordings, templates, and playbooks to improve quality and support knowledge transfer across the team
• Partner with stakeholders — collaborate closely with client managers, underwriting, pricing, claims, legal, and operations to clarify deal requirements, resolve ambiguity, and act as a trusted advisor on contract wording and risk trade-offs
• Engage with clients and counterparties — participate in contract discussions and wording negotiations, communicating complex issues clearly and constructively
• Embrace technology and innovation — use workflow tools, contract management platforms, and GenAI thoughtfully to improve quality, efficiency, and ways of working

About the Team

The Life & Health Contracts team is a critical enabler of Swiss Re's reinsurance business across the US, Canada, and English Caribbean markets — and a genuine center of expertise within the organization. The team is responsible for drafting, reviewing, and advising on traditional reinsurance agreements, working in close partnership with client managers, underwriting, pricing, claims, legal, and operations.

The team's work spans three interconnected areas:

• Structuring and documenting agreements that are aligned with underwriting intent and commercial objectives
• Advising on wording implications and commercial risk trade-offs to support sound decision-making
• Driving disciplined portfolio management through rigorous contract analysis, effective knowledge-sharing, and continuously improving ways of working

Contracts plays a pivotal role in safeguarding Swiss Re's risk position while enabling sustainable, long-term client performance — making the team both a technical center of excellence and a trusted strategic business partner. It's a collaborative, intellectually stimulating environment where your work has real visibility and real impact.

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