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Head of Insurance Property & Casualty (P&C)Real Estate Owner, Operator, and Developer is seeking an experienced Property & Casualty insurance professional to build and lead an internal insurance division. This individual will be responsible for developing the companys P&C insurance strategy, securing proper licensing and carrier/broker relationships, designing programs to support our real estate portfolio, and ultimately building a team and scalable operating model. This is a rare ground-up build opportunity for a self-starter with both technical expertise and entrepreneurial drive.Responsibilities:Strategy & Division Buildout Develop and execute the strategy for launching an in-house P&C insurance division supporting a sizable real estate portfolio. Determine optimal structure (captive, brokerage, MGA, or hybrid), licensing needs, and long-term operating model. Build processes, policies, compliance framework, and technology infrastructure for insurance operations. Insurance Operations Lead policy placement, risk assessments, renewals, and claims management for all property and casualty lines. Establish and manage carrier, broker, TPA, and vendor relationships. Analyze risk exposure across the portfolio and implement risk mitigation programs. Financial & Business Performance Build business plan and financial model for the division, including projected premium volume, revenue, loss ratios, and ROI. Create reporting dashboards on insurance performance and present recommendations to leadership. Evaluate feasibility of forming a captive or self-insurance solutions. Team Leadership Hire and develop insurance and risk management staff as division grows. Provide training to internal stakeholders on insurance programs, coverage, and compliance. Qualifications 8+ years of experience in Property & Casualty insurance; background with real estate, construction, or habitational risk strongly preferred. P&C Licensed; additional insurance designations a plus (CPCU, ARM, AINS, CIC). Experience launching or scaling an insurance program, brokerage division, MGA, captive, or similar entrepreneurial initiative. Strong understanding of commercial property, liability, and umbrella coverages. Proven ability to build process, structure, and strategy in a start-up or build-out environment. Strong relationship management, negotiation, and leadership skills.
