Mortgage Loan Officer- Sheboygan/ West Bend. 3 Month Guaranteed Bonus

4 days ago


Sheboygan, United States Marine Credit Union Full time
Position Summary:
Provide information on credit union portfolio mortgage products and services to members according to all credit union policies and procedures, and Federal and State rules and regulations. Collate and analyze individual financial information in support of loan decisioning process. Evaluate and recommend loan approvals, denials, and counteroffers based upon individual circumstances and data. Process required forms and related documentation for mortgage loan products. Promote credit union products and services. Partners to approve or deny loan applications based on analysis and company mortgage policies. Works with mortgage support staff to ensure timely response to member inquires and ensure a standard of service excellence.
Duties and Responsibilities:
Interview mortgage loan applicants. Assist member in completing loan applications over the phone and/or electronically.
Collate, analyze, and evaluate information & documentation in support of loan applications.
Evaluate borrower Character, Collateral, Capacity to Repay, and Credit position as a part of loan decisioning process based upon individual circumstances.
Calculate debt-to-income ratios, collateral needs, and payment plans on loan applicants.
Correspond with members, applicants, and creditors to resolve questions regarding application information.
Visit community and business contacts to promote and sell MCU’s services and develop lending business successfully.
Provide information on portfolio mortgage loan products that best meet the member’s individual needs and circumstances.
Recommend the structure of loan pricing, terms, and amounts for individual borrowers.
Recommend loan approval/denials, counteroffers, and deviations from typical loan structure and pricing.
Prepare loan documentation for underwriting and processing, ensuring it is complete and accurate. Manage loan closing process with customers.
Consult with members and the public about asset purchase, credit management, budgeting, debt restructuring, and financial planning issues.
Notify applicant of loan decision. Inform prospective borrowers of loan commitments.
Review regulations as they apply to installment loan security agreements.
Assist members with making payment arrangements on loans.
Interact with members and the public to solicit loan applications. Network with community contacts to promote mortgage loan business growth.
Partners with other staff by passing opportunities to develop additional lending and deposit business to them as opportunities arise and following up on mortgage leads passed from other employees.
Work successfully with other departments to ensure proper process, record retention, and information gathering best practices and procedures are followed.
Duties and Responsibilities (continued):
Promote other Marine Enterprise products and services.
Provide exceptional member service to our members.
Abide by all applicable policies, procedures, and regulations.
Work proactively to build relationships necessary to meet set goals for the position.
Effectively assist members and the public through the loan application and approval process, educating them about loan issues as needed.
Effectively prepare loan documentation for processing, ensuring it is complete and accurate.
Assist in managing risk through diligence in the information gathering process.
Provide timely, service-oriented feedback to applicants regarding the status of their loans.
Perform assigned loan prospect and delinquency calls to assist in meeting goals for the position.
Have access to transportation on demand to be able to travel to client and vendor appointments out of office as needed.
Knowledge, Skills, and Abilities:
Knowledge of the mortgage loan application process and consumer credit.
Ability to collate and analyze individual borrower financial information.
Evaluation of information, and ability to make recommendations regarding loan pricing, structure, amounts, and terms as appropriate.
Ability to recommend loan approvals, denial, and counteroffers based upon analysis of individual facts and circumstances.
Ability to build rapport, explaining product features & benefits, and persuasively communicate.
Skills in developing business.
Sound PC computing skills, including MS-Office and loan application software.
Strong problem-solving skills. Ability to build credibility and trust.
Previous consumer lending experience at Marine Credit Union preferred.
Education and Experience:
High School Diploma. College Degree in Business Administration, Marketing, Sales, or Finance desired.
Prior experience gathering data, analyzing customer financial information, and making financial product recommendations.
Previous business development/networking experience.
Previous Mortgage/Consumer Lending, Banking, or Sales experience desired.
Experience building networks of community/industry contacts to support business goals a plus.
Experience working in a face-to-face customer service/sales environment.
A record of success in meeting set, external business goals.
This position may include frequent driving; a driving record review is required.
This job description is not a complete statement of all duties and responsibilities comprising this position.

  • Sheboygan, Wisconsin, United States Sheboygan Senior Community Full time

    Benefits:401(k), 401(k) matching, Company parties, Dental insurance, Flexible schedule, Free food & snacks, Health insurance, Paid time off, Parental leave, Tuition assistance, Vision insurance, Wellness resourcesSheboygan Senior Community is seeking a Certified Nursing Assistant to join our team. As a CNA, you will have the opportunity to work with a...


  • Sheboygan, Wisconsin, United States Sheboygan Senior Community Full time

    Benefits and PerksWe offer a comprehensive benefits package, including: 401(k) matching Dental insurance Flexible schedule Free food & snacks Health insurance Paid time off Tuition assistance Vision insurance Wellness resourcesAbout the RoleSheboygan Senior Community is seeking a skilled Nurse to join our team. With over 60 years of experience in senior...


  • Sheboygan, Wisconsin, United States Advocate Health Full time

    Practice Medicine in a Welcoming EnvironmentAdvocate Health is seeking a Pediatrician to join our physician-led medical group in Sheboygan, WI. Our team offers a collaborative and supportive atmosphere, allowing you to focus on delivering exceptional patient care.Benefits of Joining Our TeamSubspecialty access in the market is outstandingReplacement for a...


  • Sheboygan, Wisconsin, United States Sheboygan Senior Community Full time

    Benefits:Competitive wages based on experience and education401(k) matchingFlexible schedule for childcare or educational needsFree food and snacksPaid time offParental leaveTraining and development opportunitiesTuition assistanceVision insuranceWellness resourcesSheboygan Senior Community is a leading provider of senior care, with over 60 years of...


  • Sheboygan, United States Advocate Health Full time

    Join one of the nation’s largest, most respected health systems and experience what it means to live well. Advocate Health is seeking a Pediatrician to join our physician-led medical group and serve its patients in Sheboygan, WI.Advocate Health in Sheboygan is an amazing place to start a practice. With world class golf in your back yard, amazing dining...


  • Sheboygan, United States Prevea Health Full time

    Neurologist Opportunity in Sheboygan, Wisconsin LocationFacility: Prevea Health - Sheboygan Medical Office BuildingAddress: 3113 Saemann Avenue Sheboygan, WI 53081 Landing Page Opportunity Criteria Specialty: Neurology Candidate Type: MD, DO Visas Accepted: H-1B Loan Repayment: Negotiable Salary Range: Not Specified Employment Type: Not Specified Bonus...


  • Sheboygan, Wisconsin, United States Advocate Health Full time

    Job DetailsAdvocate Health is seeking a Pediatrician to join our physician-led medical group and serve its patients in Sheboygan, WI.About the RoleThis is an outstanding opportunity to practice medicine in a way that you want to practice. With subspecialty access in the market, you will have the chance to find your niche and make a meaningful impact in the...

  • Mortgage Specialist

    2 weeks ago


    Sheboygan, United States UnitedOne Credit Union Full time

    Job DescriptionJob DescriptionWould you like to help people realize the dream of home ownership? Do you want to work for one of the best credit unions to work for as recognized by the American Bankers? If so, UnitedOne Credit Union would like to meet you! We have an immediate full time opening for a Mortgage Lender to work in our Sheboygan Branch. Our...

  • Mortgage Specialist

    2 days ago


    Sheboygan, United States UnitedOne Credit Union Full time

    Job DescriptionJob DescriptionWould you like to help people realize the dream of home ownership? Do you want to work for one of the best credit unions to work for as recognized by the American Bankers? If so, UnitedOne Credit Union would like to meet you! We have an immediate full time opening for a Mortgage Lender to work in our Sheboygan Branch. Our...


  • Sheboygan, United States Sheboygan South Taylor Clinic Full time

    Froedtert ThedaCare Health, Inc, a highly successful non-profit health system, is seeking a Full-time BE/BC Family Medicine physician to work at their Sheboygan South Taylor clinic located in Sheboygan, WI. 1.0 FTE = 35 patient contact hours 2 MDs, 1 NP with potential of 2nd APP Hours 7a-4:30p Mon-Fri Can accommodate 4 day work week On-call expectations is...


  • Sheboygan, United States Sheboygan North Taylor Clinic Full time

    Froedtert ThedaCare Health, Inc, a highly successful non-profit health system, is seeking a Full-time BE/BC Family Medicine physician to work at their Sheboygan North Taylor clinic located in Sheboygan, WI. 1.0 FTE = 35 patient contact hours 2 MDs, 2 APPs (1 NP and 1 PA) Hours 7a-5p Mon-Fri Can accommodate 4 day work week On-call expectations is a full week...

  • Correctional Officer

    4 weeks ago


    Sheboygan, Wisconsin, United States Sheboygan County, WI Full time

    Job Summary: We are seeking a highly motivated and dedicated Correctional Officer to join our team at Sheboygan County. As a Correctional Officer, you will play a critical role in maintaining a safe and secure environment for inmates and staff.Key Responsibilities:Process inmates admitted to and discharged from facilities, ensuring accurate and efficient...


  • Sheboygan, Wisconsin, United States Sheboygan County, WI Full time

    We are seeking a skilled Medical Billing Specialist to join our team at Sheboygan County, WI. As a key member of our finance department, you will be responsible for managing patient accounts and insurance collections. Your expertise in medical billing and coding will play a crucial role in ensuring accurate and timely reimbursement for our services.About the...


  • Sheboygan, Wisconsin, United States Sheboygan Progressive Health Services Full time

    Job Summary:Sheboygan Progressive Health Services is seeking a Certified Nursing Assistant to join our team. As a member of our skilled nursing and rehabilitation center, you will provide resident/patient care activities and related services necessary in caring for the personal needs, safety, and comfort of residents/patients.Responsibilities:Under the...


  • Sheboygan, United States Prevea Health Full time

    Outpatient Internal Medicine Opportunity in Sheboygan, Wisconsin LocationFacility: Prevea Health - Sheboygan (1411)Address: 1411 N. Taylor Sheboygan, WI 53081 Landing Page Opportunity Criteria Specialty: Internal Medicine Candidate Type: MD, DO Visas Accepted: H-1B Loan Repayment: Not Specified Salary Range: Not Specified Employment Type: Full Time Bonus...


  • Sheboygan, United States Prevea Health Full time

    Outpatient Internal Medicine Opportunity in Sheboygan, Wisconsin LocationFacility: Prevea Health - Sheboygan (1411)Address: 1411 N. Taylor Sheboygan, WI 53081 Landing Page Opportunity Criteria Specialty: Internal Medicine Candidate Type: MD, DO Visas Accepted: H-1B Loan Repayment: Not Specified Salary Range: Not Specified Employment Type: Full Time Bonus...


  • Sheboygan, United States Prevea Health Full time

    Day Hospitalist Opportunity - 7 on 7 off Schedule in Sheboygan Location Facility: St Nicholas Hospital Address: 3100 Superior Avenue Sheboygan, WI 53083 Landing Page Opportunity Criteria Specialty: Hospitalist Candidate Type: MD, DO Visas Accepted: H-1B Loan Repayment: Not Specified Salary Range: Not Specified Employment Type: Not...

  • RN Registered Nurse

    2 months ago


    Sheboygan, United States Sheboygan Senior Community Full time

    Benefits: 401(k) 401(k) matching Flexible schedule Free food & snacks Paid time off Parental leave Training & development Tuition assistance Vision insurance Wellness resources Sheboygan Senior Community (SSC) is looking for Nurse to join the SSC Team. Sheboygan Senior Community has been taking care of seniors for over 60 years. Weekend RN Shift 6a-6p - Two...


  • Sheboygan, Wisconsin, United States Prevea Health Full time

    Neurologist Opportunity in Sheboygan, WIPrevea Health is seeking a board-certified neurologist to join our well-established practice in Sheboygan, WI. Our state-of-the-art medical office building provides easy access to hospital services and offers a collaborative work environment.Practice HighlightsJoin a well-established Neurology practicePractice located...


  • Sheboygan, United States Advocate Health Full time

    Join an Established and Thriving Emergency Medicine Services Program Advocate Health, one of the nation's largest and most respected health systems, is seeking a Board-Eligible/Board-Certified Full-Time EMS Physician to join our physician-led medical group at Aurora Medical Center in Sheboygan, WI. This role combines both EMS responsibilities and clinical...