Credit Analyst Assoc

5 days ago


Saddle Brook, United States NEC Financial Services, LLC Full time
Job DescriptionJob Description

Position Summary

This role involves processing transactions, entering and initially analyzing credit applications, researching databases, and making decisions on business financing transactions within your credit authority. Analysts use spreadsheets and software for data analysis, identify trends, develop processes, and write reports. Based on their findings, they can approve or reject credit lines and transactions. Authority levels may vary among employees in this position. The job also involves calling customers to collect overdue accounts, focusing on timely credit transaction origination.

 

Essential Duties and Responsibilities

Handles credit application entries and performs preliminary analysis and evaluation of customers' financial conditions for assessing risk and setting appropriate credit limits. Collaborates with sales support, customer service, and accounts receivable to reconcile accounts. Prepares recommendations and makes credit approval decisions for business customers. Ensures credit decisions adhere to policy guidelines.

 

 

Prerequisites & Specialized Knowledge and Skills

Bachelor's degree in accounting and finance or acceptable relevant job experience. Strong verbal, writing, and math skills, working knowledge of Microsoft Office Suite. Computer programming skills such as SQL, InfoLease, Tvalue, or other a plus

 

Culture:

We are dedicated to building a diverse, inclusive, and authentic workplace. We offer several volunteering experiences throughout the year for our employees to participate in as we focus on the importance of giving back to the community.

Equal Employment Statement:

We provide equal opportunities to all employees and applicants for employment without regard to race, color, religion, national origin, sex, sexual orientation, age, marital status, disability, genetic characteristics, height, weight, arrest record pertaining to misdemeanors or status as a Vietnam era or special disabled veteran, or any other class protected by applicable federal, state, or local laws.

EOE-Minorities/Females/Protected Veterans/Individuals with Disabilities

 

 

Company DescriptionNEC Financial Services, LLC (NFS) founded in 1986, is the United States subsidiary of a publicly traded commercial equipment finance company with regional headquarters in New Jersey. We are a direct lender providing loans and leases to small and mid-sized businesses. Our transactions typically range from micro to large ticket transactions. We pride ourselves on providing creative finance structures that win transactions and solidify long-standing vendor relationships.Company DescriptionNEC Financial Services, LLC (NFS) founded in 1986, is the United States subsidiary of a publicly traded commercial equipment finance company with regional headquarters in New Jersey. We are a direct lender providing loans and leases to small and mid-sized businesses. Our transactions typically range from micro to large ticket transactions. We pride ourselves on providing creative finance structures that win transactions and solidify long-standing vendor relationships.

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