Amerant Bank | Regional Credit Manager FL
2 weeks ago
Lead and oversee all credit related matters of the assigned region:
Credit Analysis: Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with Commercial and CRE loans in the assigned region. In addition, supervise assigned credit analysts in performing credit analysis, annual reviews, and provide weekly/monthly reports to management on pipeline, production & turn-times.
Portfolio Management: oversee the team responsible for the maintenance of credit quality the portfolio administration and monitoring of credit quality for the Commercial and CRE loan portfolio in the assigned region. Including monitoring portfolio and individual loan relationship trends, including credit covenants, triggers, and exceptions.
Responsibilities:
- Provide a sound, independent and objective assessment of risk factors associated with Commercial and CRE loans in the assigned region.
- Organize and supervise a team of credit analysts and provide guidance in order to produce timely and accurate credit recommendations to loan requests, while maintaining proper adherence to credit policy and banking regulations, as well as make recommendations on conditions/covenants relating to loan structures to adequately address the risk involved in the proposed loans.
- Underwrite & analyze large and/or complex loans assigned. Accurately review and measure the financial condition and operating performance of commercial and corporate enterprises. Ability to meet a minimum of one (1) financial analysis per week with a high degree of accuracy in terms of figures and credit risk assessment.
- Analyze and spread personal financial statements and personal tax returns in order to ascertain financial strength of individual guarantors.
- Conduct annual review of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing requirements as needed. Identify, track and monitor loan policy exceptions, review credits with loan covenants and verify compliance.
- Conduct site visits/inspections and report findings, as needed.
- Monitor the assigned portfolio for adherence to Bank policies relative to credit, collateral, and documentation exceptions. Recommended appropriate actions, if necessary.
- Weekly update of the credit analyses request pipeline, the assignment of credits to analysts and monitoring of their work to ensure that the established turnaround time is being met.
- Interact with Sponsors/Borrowers as well as Relationship Managers and Portfolio Managers to enhance the quality of information required for underwriting purposes. Acts as a consultant to business lines regarding credit issues, processes and procedures.
- Assist in the loan structuring process and review of legal covenants in conformity with the Bank’s policies and procedures. This also includes assisting Head of Segments and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk.
- Collaborate with Portfolio Management in the administration, monitoring, and renewal of upcoming maturities in a timely manner, processing of modifications, risk rating process (CARs), exceptions, covenants, as well as assisting in the identifying any "red flags" or problems within the portfolio.
- Operate the software systems for loan originations, modifications, annual reviews, and other presentations to senior management.
Portfolio Management Role
- Responsible for coordinating and overseeing the portfolio management team for the assigned region with their assigned responsibilities:
- Provide transactional support in the loan approval process by assisting Relationship Managers with the creation of proposals, term sheets, and credit memos while maintaining clear understanding of the Bank’s credit programs and policy and its adherence. Also includes assisting Relationship Managers collaborating with other bank units such as Credit Administration, Loan Operations, Processing Unit, and Credit Risk to streamline processes and maintain accuracy of reports and credit quality of the portfolio. Reports to supervisor deviation from credit programs and policy.
- Coordinate and conduct analysis/underwriting functions, as needed. Provide support on new business activities by screening preliminary data and follow up in obtaining required documentation and conformity to credit underwriting policy of the bank. Prepare documentation, memos, and/or presentation (i.e. Term Sheet, PowerPoint presentations, etc.) as needed on behalf of the Relationship Manager.
- Coordinate and conduct annual review process of existing credit relationships; recommend changes in risk rating as deemed appropriate. This includes calculating covenant testing and risk rating trigger requirements as needed. Identify, track and monitor credit policy exceptions, review credits with loan covenants and verify compliance.
- Responsible for the administration and monitoring maturities, delinquencies, including criticized assets reports on a regular basis as well as assisting in the identifying any “red flags” or problems within the portfolio. Reports to supervisor portfolio issues and irregularities found in these reports.
- Coordinate and conduct site visits/inspections and report findings.
- Coordinate portfolio management activities with assigned team.
General Role:
- Attend seminars and training sessions to keep abreast of changing regulations, as well as industry/market trends and conditions.
- Responsible of supervising, coaching, training, and mentoring other team members in order to enhance their knowledge of the position and provide better support to the Relationship Managers and other units of the Bank.
- Functions as a resource for business lines and works with senior management on various issues, as needed.
- Back up function for other operational roles performed in the department, as required by supervisor.
- Ability to identify, evaluate, monitor and make any recommendation deemed necessary to the supervisor in order to assess, reduce, eliminate or control any current or prospective risks to earnings or capital arising from violations of, or nonconformance with, laws, rules, regulations, prescribed practices, internal policies and procedures or ethical standards.
- Ensure preventive measures are carried out to fully comply with current rules, regulations and internal policies relating to risks pertaining to BSA, USA Patriot Act, OFAC and other AML related issues.
- Participation in various appointed committees and/or outside organizations, representing both the Credit Services Unit and Bank.
Bachelor’s degree in business, accounting or finance required. Master’s degree preferred OR 7+ years of commercial credit analysis experience in lieu of education. Formal credit training required.
Minimum Work Experience Requirements:
10+ years of professional experience in lending and credit analysis. Knowledgeable of banking products and documentation.
Technical and/or Other Essential Knowledge:
Thorough understanding of the Bank’s credit procedures, programs and policy. Accounting and credit principles. Proficiency in Microsoft Suite is required. Salesforce, nCino, FIS IBS experience is a plus. Sound time management and organizational skills required. Well organized and systematic. Must possess strong communication skills.
-
Amerant Bank | Regional Credit Manager FL
2 weeks ago
plantation, United States Amerant Bank Full timeLead and oversee all credit related matters of the assigned region:Credit Analysis: Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with Commercial and CRE loans in the assigned region. In addition, supervise assigned credit analysts in performing credit analysis, annual reviews, and...
-
Plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager III maximizes share of wallet and products penetration. Promotes and Cross-sells products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Responsibilities:Promote and...
-
plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager III maximizes share of wallet and products penetration. Promotes and Cross-sells products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Responsibilities:Promote and...
-
plantation, United States Amerant Bank Full timeMaximize share of wallet and products penetration. Promote and Cross-sell Products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Responsibilities:Promote and cross-sell various products and services through telephone...
-
Corporate Banking Relationship Manager III FL
3 weeks ago
plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager III maximizes share of wallet and products penetration. Promotes and Cross-sells products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Responsibilities:Promote and...
-
Regional Credit Manager FL
2 weeks ago
plantation, United States Amerant Bank Full timeLead and oversee all credit related matters of the assigned region:Credit Analysis: Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with Commercial and CRE loans in the assigned region. In addition, supervise assigned credit analysts in performing credit analysis, annual reviews, and...
-
plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager IV is responsible for maximizing share of wallet and products penetration. Will also promote and cross-sell products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Develop and...
-
plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager IV is responsible for maximizing share of wallet and products penetration. Will also promote and cross-sell products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Develop and...
-
Corporate Banking Relationship Manager IV FL
2 weeks ago
plantation, United States Amerant Bank Full timeThe Corporate Banking Relationship Manager IV is responsible for maximizing share of wallet and products penetration. Will also promote and cross-sell products and services with the objective of servicing, maintaining, developing new relationships, increasing bank revenues and identifying current and potential business opportunities for the Bank.Develop and...
-
Account Executive
2 days ago
Plantation, United States Consolidated Credit Full timeAccount Executive - Aka - Debt Management Counselor - In office (Plantation, FL)About Us:Consolidated Credit, founded in 1993, is one of the nation’s largest credit counseling organizations in the country and has helped over 10 million people with financial issues. Our mission is to assist families throughout the United States in ending financial crisis...
-
Account Executive
2 days ago
Plantation, United States Consolidated Credit Full timeAccount Executive - Aka - Debt Management Counselor - In office (Plantation, FL)About Us:Consolidated Credit, founded in 1993, is one of the nation’s largest credit counseling organizations in the country and has helped over 10 million people with financial issues. Our mission is to assist families throughout the United States in ending financial crisis...
-
Plantation, United States Ardor Health Solutions Full timeDescription: Estimated payment breakdown $2,040 per week in taxable pay and non-taxable stipends Specialty: RN Start Date: 12/30/2024 Duration: 13 40 hours per week Shift: 5x8 Days Employment Type: Traveler Ardor Health Solutions is looking for a Case Management - Case Mgt to join our travel team in Plantation, FL! This is a full time travel contract...
-
Registered Nurse(RN)
4 weeks ago
Plantation, United States MAS Medical Staffing Full timeSeeking a(n) Registered Nurse (RN) professional with Registered Nurse (Case Manager) experience for a 12 week contract in the Plantation FL area. MAS Medical Staffing offers rewarding travel opportunities to healthcare professionals throughout the Un Registered Nurse, Case Manager, Travel, Manager, Registered, Nurse, Staffing
-
Pharmacy Manager
4 weeks ago
Plantation, United States Actalent Full timeThe pharmacy manager will perform various administrative tasks, direct pharmacy staff as needed, and manage 350 script verifications per day. The role requires overseeing pharmacy operations and ensuring compliance with state regulations. Responsibilities Direct pharmacy staff and manage daily operations Perform administrative tasks related to pharmacy...
-
Social Media Project Manager
2 months ago
Plantation, United States Solomon Page Full timeOur client, a travel and hospitality company in Plantation, FL, is looking for a temp-to-perm Project Manager with a strong background in managing and trafficking social media projects. In this role, you will be the central point of contact for project timelines, status updates, and any potential risks, ensuring seamless communication between the project...
-
RN - Case Manager
4 weeks ago
Plantation, United States Atlantic Group East Florida - HCA FLORIDA WESTSIDE HOSPITAL Full timeDetailsClient Name Atlantic Group East Florida - HCA FLORIDA WESTSIDE HOSPITAL Job Type Travel Offering Nursing Profession RN Specialty Case Manager Job ID 15447464 Job Title RN - Case Manager Weekly Pay $2119.6 Shift DetailsShift 5x8 Days Scheduled Hours 40 Job Order DetailsStart Date 12/30/2024 End Date 03/31/2025 Duration 13 Week(s) Client DetailsAddress...
-
Staffing Manager
4 weeks ago
Plantation, United States Randstad USA Careers Full timeRandstad, the world’s leading talent company, is hiring Staffing Managers to sell our services and recruit candidates for placement with our clients. Did you catch that? We find opportunities to help people thrive and provide for their families. It is a big job! Our Staffing Managers use their technology, personality, and curiosity along with virtual,...
-
Staffing Manager
3 weeks ago
Plantation, United States Randstad USA Careers Full timeRandstad, the world’s leading talent company, is hiring a On-Site Bilingual Spanish Staffing Manager to sell our services and recruit candidates for placement with our clients. Did you catch that? We find opportunities to help people thrive and provide for their families. It is a big job! Our Staffing Managers use their technology, personality, and...
-
Registered Nurse
4 weeks ago
Plantation, United States AMN Healthcare Full timeJob Details 224 bed facility located just west of Ft Lauderdale beaches. Benefits At AMN Healthcare we take care of our travelers! We offer: Competitive pay rates Free, quality, private housing Medical, Dental, Vision 401(k) and Flex Spending Life Insurance Accident and Short-term Disability Coverage Free Continuing Education Refer a friend and...
-
Staffing Manager
5 days ago
Plantation, United States Randstad USA Full timeStaffing Manager at Randstad USA summary: The Staffing Manager at Randstad is responsible for selling workforce solutions and recruiting candidates for various clients. This role involves building relationships with hiring managers, diagnosing workforce gaps, and providing innovative employment solutions. The position requires strong sales skills,...