Credit Analyst Advanced
4 days ago
Responsibilities:
• Research loan information and obtain proper financial information from applicants
• Serve as the primary loan operations contact for clients, maintaining a detail oriented and courteous manner
• Answer client questions and resolve problems promptly, including billing, availability, borrowing, or system update requirement related queries
• Conduct post loan closing reviews of relationships, including review of loan agreements and field exams
• Draft and maintain the Client Resource Guide for all assigned accounts and assist with loan onboarding
• Monitor the timeliness and completeness of client collateral reporting and verify authorized signatures on reports
• Advise the Credit Risk Manager of reporting inadequacies and other issues, and work with the borrower to resolve these problems under the Credit Risk Manager's direction
• Review, analyze, reconcile, and post the borrowing base certificate and/or sales and collection reports and supporting documentation
• Maintain an effective and regular line of communication with the Credit Risk Manager on assigned accounts and alert them to any unusual trends observed in performing routine job duties
• Participate in special projects as assigned by management.
• Extensive experience ( >6 years) as a Credit Analyst
• Commercial Syndicated Loan experience
• Proficient in Customer Service
• Excellent Communication Skills
• Proven Sales ability
• Detail-oriented with strong Documentation skills
• Proficient in Reporting
• Mastery of Microsoft Excel
• Proficient in Microsoft Word
• Experience in Review processes
• Proficient in Microsoft Outlook
• Experience in Reconciliations
• Experience in Billing processes
• Skilled in Onboarding procedures
• Familiar with Collection Processes
• Ability to Perform Ad Hoc Financial tasks
• Strong understanding of Credit procedures
• Experience in Financial Statement analysis
• Proficient in Microsoft PowerPoint
• Strong Communication Skills
• Experience in Staffing procedures
• Familiarity with Monitoring Tools
• Comfortable interacting with C-Suite executives
• Ability to handle Queries efficiently
• Knowledge of Best Practices in credit analysis
• Experience in Loan Administration
• Proficient in Microsoft Office Suites
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