Portfolio Manager I
1 month ago
At Fifth Third Bank, we're committed to making a positive impact in the lives of our customers and communities. As a Portfolio Manager I, you'll play a key role in helping us achieve this goal.
Job Summary:We're seeking a highly skilled and experienced Portfolio Manager I to join our team. In this role, you'll be responsible for managing a portfolio of accounts, reviewing and recommending credit decisions, and partnering with the Relationship Manager to form the "coverage team."
Key Responsibilities:- Manage a portfolio of accounts, including reviewing and recommending credit decisions
- Partner with the Relationship Manager to form the "coverage team"
- Meet with clients and participate in business development calls
- Assess prospective clients' viability for credit
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants
- Value collateral
- Contribute to workflow or process change and redesign
- Focus on execution within defined credit lending process
- Generate commitment letters
- Perform final risk rating analysis
- Capture and document credit decisions, conditions, and modifications
- Collaborate with the Credit Analyst to perform portfolio management duties
- Establish and maintain Investor Group on lender portal
- Perform monitoring actions and conduct periodic deal reviews
- Execute decisions to renew or modify deals
- Communicate directly with clients regarding credit events and actions as needed
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting)
- At least 3 years credit analysis and/or loan review experience in Commercial Banking
- Strong analytical skills and critical thinking skills
- Strong verbal and written communication skills
- Professional presence (client-facing)
- Ability to partner with all deal stakeholders, including clients, relationship managers, and credit teams
- Expertise in financial and risk analysis, including financial modeling
- Demonstrated expertise in using effective problem-solving
- Proficient with technology and ability to learn new applications
This role is based in Cincinnati, Ohio, and requires occasional travel. You'll work in a normal office environment with little exposure to dust, noise, temperature, and the like. You'll also have extended viewing of a CRT screen.
Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status, or any other legally protected status.
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