Commercial Loan Risk Analyst

4 weeks ago

Boaz, Alabama, United States Alabama One Credit Union Full time

Position Overview

In collaboration with the Commercial Loan Committee, the Credit Analyst is responsible for formulating, sustaining, and executing effective credit policies and procedures. This role entails managing the daily processing of credit transactions in accordance with established credit policy and procedural guidelines, while also maintaining comprehensive records and documentation related to all credit activities.

Key Responsibilities

  • Oversee the daily execution of credit transactions; conduct preliminary credit assessments to ascertain eligibility based on current policies and procedures; prepare and manage necessary documentation for credit transactions, including financial analysis and data interpretation.
  • Offer guidance and support to Credit Union Members and team members regarding credit policies, procedures, and standards; generate reports and additional information as required.
  • Monitor requests and their status as needed.
  • Present findings to the Loan Committee as required.
  • Perform other related duties as assigned.

Qualifications

A Bachelor's Degree is required.

Proficiency in standard office software, including Word, Excel, and Access.

Strong verbal and written communication skills are essential.

Exceptional ability to maintain confidentiality is crucial.

Experience in credit analysis and/or financial statement evaluation is preferred.

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