Job Title: Commercial Lender I

About the Role:

• The Commercial Lender I is responsible for originating, managing, and supervising the company's portfolio of commercial loans, typically up to $15 MM, with the overall objective of maintaining and increasing its asset quality.
• Develop new and existing business relationships, while thoroughly understanding relevant legal parameters, internal policy and procedures, FDIC guidance, relevant accounting issues, compliance with regulations, and audit standards.

Key Responsibilities:

• Submit financial information to Credit Analyst for spreadsheet preparation or perform own spreadsheet preparation.
• Perform detailed analysis on Borrowing Entity/Primary repayment source, Guarantors, and collateral valuation.
• Participate in developing lending and deposit business for the Bank, calls on clients to expand existing business, and represents the Bank in various civic and community functions.
• Monitor existing loan portfolio to maintain a high-quality asset base, maintain up-to-date client files, and take applications for commercial loan business.
• Utilize decisioning tools and credit analysis skills to make appropriate credit and structuring decisions, while complying with applicable laws and regulations.

Additional Responsibilities:

• Adhere to First Bank of Wyoming's Core Values, keep management informed of area activities, and participate in Community Service and Bank-sponsored activities.
• Provide superior internal and external customer service, demonstrate self-governance, courtesy, and respect, and represent First Bank of Wyoming in a professional manner.
• Keep work area tidy, maintain customer privacy, and participate in required training, staff meetings, and lobby displays.
• Regular and predictable attendance is required to accomplish job responsibilities.

About You:

• Education and Experience:
  • 0 - 2 years of similar or related experience, including preparatory experience required.
  • Associates degree is required, or an equivalent combination of education, training, and experience may be considered.
• Required Knowledge, Skills, and Abilities:
  • Strong ability to solve problems and prioritize multiple tasks and responsibilities.
  • Employee must have the ability to work in a calm, professional manner while consistently demonstrating courtesy, customer service, and tact.
  • Employee must be capable of regular, reliable, and timely attendance, self-motivated, and able to work quickly and accurately.
  • Employee must be a team player with a passion for customer service and a proven ability to build rapport and work effectively with employees at all levels of the organization.
  • Attention to detail and excellent organizational skills are required to perform in a fast-paced environment.
  • Must have the ability to prioritize and organize heavy workloads and demonstrate effective time management skills.
  • Must have the ability to work quickly and accurately, perform effectively under pressure, and make decisions based on regulation, company policy, knowledge, and experience.
  • Must have the ability to work both independently and in a team environment.
  • Must have the ability to communicate effectively verbally and in writing.
  • Basic computer skills with working knowledge of word processing, spreadsheets, ten-key, and general computer applications are required.
  • Working knowledge of standard office equipment is also required.
  • Knowledge of Generally Accepted Accounting Principles is necessary.
• Interpersonal Skills:
  • A significant level of trust, credibility, and diplomacy is required to interact with customers, direct and indirect reports, and outside vendors.
  • Communications may involve motivating, influencing, educating, and/or advising others on matters of significance.
• Physical Requirements:
  • The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.
  • Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
• Mental Requirements:
  • Must be able to perform job functions independently or with limited supervision and work effectively either on own or as part of a team.
  • Must be able to read and carry out various written instructions and follow oral instructions.
  • Must be able to speak clearly and deliver information in a logical and understandable sequence.
  • Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization.
  • Must be able to perform responsibilities with composure under the stress of deadlines/requirements for extreme accuracy and quality and/or fast pace.
  • Must be able to effectively handle multiple, simultaneous, and changing priorities.
  • Must be capable of exercising highest level of discretion on both internal and external confidential matters.

What We Offer:

• COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position.
• We offer an extensive benefits package that includes medical, dental, vision, and life insurance, a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a 401(k) retirement savings plan, discounts on banking products and services, Paid Time Off (PTO), and holidays.

Company Overview:

• We are a family of banks whose unique local presence reflects the communities we serve.
• We welcome the opportunity to grow and change as our customers and communities do the same.

We are an Equal Opportunity Employer and qualified applicants or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.