Shelby County State Bank (SCSB) is thrilled to present an opportunity in our lending division for a driven and innovative professional to contribute to our community-focused banking institution.

Core Values of SCSB:
Family. Service. Community.

These principles are integral to our organization, fostering a robust culture that has earned us recognition as a "Best Workplace" for several consecutive years.

This position will report directly to the Executive Vice President of Lending.

The selected candidate will oversee a loan portfolio valued between $25M and $35M+, primarily serving agricultural and commercial clients, with expectations for sustainable growth.

Building and maintaining strong client relationships will necessitate proficient financial analysis and underwriting capabilities.

SCSB provides a competitive salary and benefits package, including bonuses, health and dental insurance, a 401k plan, generous paid time off, bereavement leave, and additional perks such as tuition reimbursement and wellness initiatives.

Equal opportunity employer

Qualifications:

EDUCATION and/or EXPERIENCE

A Bachelor's degree (B.A. or B.S.) in Finance or a related field is preferred; alternatively, a minimum of seven to ten years of experience in developing and managing a quality agricultural/commercial loan portfolio. Familiarity with Microsoft Office, ARTA, and Moody's Analytics is essential.

KEY RESPONSIBILITIES include, but are not limited to:

1) Foster and uphold a culture of exceptional growth and service, actively participating in the bank's relationship-driven outreach program and evaluating customer service standards.

2) Evaluate the creditworthiness of loan applicants, determining their suitability as borrowers and the specific terms (interest rates, repayment schedules, etc.) for credit approval.

3) Ensure meticulous preparation of loan documents, maintaining current and relevant loan files, and providing necessary information to management.

4) Offer leadership in resolving complex issues and challenges.

5) Prepare and present periodic informational reports for executive management.

6) Adhere to regulatory compliance, demonstrated through successful training completion and capability. Topics include, but are not limited to, the Bank Secrecy Act, Anti-Money Laundering, Ethics, and Office of Foreign Asset Control (OFAC).

7) Represent the Bank positively by maintaining a professional demeanor and engaging in community involvement.

8) Stay informed about current industry trends, regulatory developments, and the broader economic landscape, integrating this knowledge into strategic and operational planning.

9) Serve as a member of the bank's loan committee.

10) Perform additional duties as assigned by management based on performance.

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