Mortgage Loan Originator
2 months ago
Levittown, Pennsylvania, United States
Penn Community Bank
Full time
Mortgage Loan Officer Opportunity at Penn Community BankPenn Community Bank is seeking a skilled and experienced Mortgage Loan Officer to contribute to our team's success. The ideal candidate will have a proven track record of serving borrowers in our 5-county market area, which includes Bucks, Montgomery, Philadelphia, Lehigh, and Northampton.
Key Responsibilities:- Assist borrowers in completing loan applications, gathering and entering complete information as needed.
- Analyze borrower qualifications to determine a prequalified loan amount and recommend suitable loan programs and pricing.
- Deliver exceptional customer service by promptly responding to inquiries and providing education on loan product types.
- Ensure compliance with state, federal, and local laws, including fair lending and nondiscrimination regulations.
- Develop and maintain internal and external client referral relationships to generate a steady pipeline of loan applications.
- Meet and exceed individual and departmental goals for sales activity, productivity, and processing times.
- Establish trust with clients by demonstrating knowledge of lending functions, bank policies, and industry underwriting criteria.
- Participate as a valued team member, representing the bank with enthusiasm and professionalism at all times.
- High school diploma or GED required; college degree preferred.
- Minimum of two years of experience in a sales-oriented environment, with a proven track record of success.
- Strong working knowledge of underwriting guidelines and bank overlays.
- Excellent written and oral communication skills.
- Ability to manage time effectively and prioritize tasks.
- Familiarity with Microsoft Office.
Penn Community Bank is an equal opportunity employer and welcomes applications from diverse candidates. Employment decisions will be based on merit, qualifications, and abilities, without regard to race, color, religion, sex, national origin, age, sexual orientation, physical or mental disability, veteran status, or any other characteristic protected by law.