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Senior Counsel, Payments Specialist

1 month ago

San Jose, California, United States eBay Full time
Job Overview

eBay is seeking a highly skilled and collaborative lawyer to serve as Senior Counsel, Payments, supporting our thriving payments platform and our innovative financial services. As a key member of our legal team, you will provide strategic legal and regulatory advice on payments and financial services at eBay.

You will counsel our business and compliance teams to ensure our platform remains compliant with applicable law, including US federal and state money transmission, anti-money laundering, and consumer protection laws and regulations. Additionally, you will lead our engagement with our U.S. financial regulators.

This is a great opportunity to work at the forefront of helping to deliver new payment and e-commerce experiences around the world.

Key Responsibilities
  • Advise on compliance with US state and federal money transmission, anti-money laundering, and consumer protection laws and regulations, as well as card network requirements, with an eye towards global scalability
  • Work closely with eBay's Financial Services and Compliance teams, providing legal support to maintain existing licenses and products, and to rollout new features and functionalities
  • Ability to translate complex financial regulations into clear requirements for business and compliance teams
  • Engage directly with financial regulators, and advise on regulatory exams, regulatory reporting, and other matters
  • Advise on user-facing terms, commercial contracts with partners, policy documents, and upcoming legislation and regulation
  • Work closely with cross-functional teams, including Anti-Money Laundering/Sanctions Compliance, Risk, Finance/Treasury, Accounting, Marketing, Privacy, Information Security, Internal Audit, and Government Relations
  • Anticipate regulatory developments and proactively advise leadership on how eBay should navigate such developments
Requirements
  • J.D. degree (or foreign equivalent) and membership in at least one US state bar
  • 6+ years of experience providing financial legal and regulatory advice to regulated non-bank financial institutions, preferably in the fintech space, including in-house experience with payments matters in the context of internet or technology companies and/or relevant law firm work
  • Experience advising on US state and federal money transmission, anti-money laundering, and consumer protection laws and regulations
  • Experience in the following areas is also strongly preferred: commercial and consumer lending, loan brokering, alternative forms of financing (e.g., receivables-based financing), card network rules, and commercial contracts
  • Excellent communication, analytical, and problem-solving skills
  • Experience providing strategic and pragmatic regulatory advice to business and compliance teams
  • Technical understanding of the payments and financial ecosystem, especially as relevant to marketplaces
  • Ability to lead and deliver across a number of top-priority projects in a fast-paced work environment
  • Flexibility with the scope and variety of projects to be undertaken
  • Good sense of humor and team spirit
Preferred Qualifications
  • Strong curiosity about alternative payments, emerging payments technology, and the fintech industry
  • In-house legal department experience