Consumer Loan Officer

3 weeks ago

Moscow, Kansas, United States mfcu Full time
Consumer Loan Officer I

We are seeking a highly motivated and customer-focused Consumer Loan Officer to join our team at Members First Credit Union. As a Consumer Loan Officer, you will be responsible for assisting members with their lending options and helping them achieve their financial goals.

Key Responsibilities:
  • Review loan applications from members to determine feasibility of approving loan requests
  • Calculate debt ratios on applicants
  • Create opportunities for expanded member relationships by determining member needs for additional products and services
  • Approve loan requests for members who meet loan qualifications, or refer applications to the appropriate level as per the loan policy
  • Deny the loan application and prepare an adverse action letter as required by law for loan requests that do not fall within current lending guidelines
Requirements:
  • Minimum high school graduate or equivalent
  • One to three years similar or related experience
  • A working knowledge of loan processing and credit analysis
  • Experience operating a personal computer
  • Skills in Microsoft Word, Excel, and Outlook
What We Offer:
  • A dynamic and supportive work environment
  • Opportunities for professional growth and development
  • A competitive salary and benefits package

We are an equal opportunity employer and welcome applications from diverse candidates. If you are a motivated and customer-focused individual who is passionate about helping others achieve their financial goals, we encourage you to apply for this exciting opportunity.

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