Mortgage Loan Originator

2 weeks ago


Gonzales, United States Hancock Bank Full time
Mortgage Loan Originator Job Summary

We are seeking a highly skilled Mortgage Loan Originator to join our team at Hancock Bank. As a Mortgage Loan Originator, you will be responsible for originating portfolio loans, secondary market conventional, FHA, VA, and RD loans that meet investor requirements and comply with state and federal laws and regulations.

Key Responsibilities:
  • Originate mortgage loans that meet investor requirements and comply with state and federal laws and regulations.
  • Promote Bank products and services to existing and potential clients in the community.
  • Provide expert mortgage advice to potential borrowers.
  • Stay current with Bank's underwriting policy, investor guidelines, and applicable state and federal laws and regulations.
  • Develop and maintain referral networks of Bank associates and external referral sources.
  • Manage a clean pipeline of loans in process, coordinating with Processors, Underwriters, and Closers on a daily basis.
  • Deliver all compliance documents and disclosures in a timely manner.
Requirements:
  • Bachelor's Degree preferred.
  • 2 years of sales experience required.
  • 2+ years of Mortgage origination experience is preferred.
  • National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008.
  • Knowledge of all Mortgage laws, procedures, rules, regulations, etc. on a federal, relevant state, local, and bank-wide basis.
  • Ability to learn Microsoft Office products, including Microsoft Word, Excel, PowerPoint, and Access.
  • Excellent communication, analytical, customer service, and organizational skills.
  • Ability to work effectively with all levels of personnel.
  • Strong presentation skills.
Mental and Physical Requirements:
  • Ability to travel if required to perform the essential job functions.
  • Ability to work under stress and meet deadlines.
  • Ability to operate related equipment to perform the essential job functions.
  • Ability to read and interpret a document if required to perform the essential job functions.
  • Ability to lift/move/carry approximately 10 pounds if required to perform the essential job functions.

Hancock Bank is an Equal Opportunity/Affirmative Action Employer. All qualified applicants will receive consideration for employment without regard to race, color, religious beliefs, national origin, ancestry, citizenship, sex, gender, sexual orientation, gender identity, marital status, age, physical or mental disability, or history of disability, genetic information, status as a protected veteran, disabled veteran, or other protected characteristics as required by federal, state, and local laws.



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