Credit Representative

4 weeks ago


Honesdale, Pennsylvania, United States The Dime Bank Full time
{"Job Title": "Credit Representative", "Job Description": "

Job Summary

We are seeking a skilled Credit Representative to join our team at The Dime Bank. As a Credit Representative, you will be responsible for performing a variety of duties to support the loan origination function, coordinating work within the department, and reporting pertinent information to the immediate supervisor.

Key Responsibilities

1. Underwrite new loan applications in accordance with the Bank's lending policy.
2. Coordinate the receipt of supporting documentation for new loan applications.
3. Prepare and send appropriate disclosures as required by appropriate regulations.
4. Verify data as required by the Home Mortgage Disclosure Act.
5. Maintain required information and notify appropriate personnel of credit information deficiencies as appropriate.
6. Prepare adverse action letters for declined loans.
7. Prepare closing documents for consumer and commercial loans via the loan origination platform.
8. Input appropriate computer data for new loans to core servicing system.
9. Upload documentation to document imaging system for new loans.
10. Disburses Proceeds for all consumer and commercial loans.

Requirements

A minimum of one (1) year related experience is normally preferred. A high school diploma or equivalent is required, with AIB related courses or Associate degree in related field preferred. Clearly communicates in English, proficient reading, writing, grammar, and mathematics skills, proficient interpersonal relations and communicative skills, moderate computer skills, knowledge of credit application process and/or documentation requirements, visual and auditory skills are required.

Work Environment

This position is located at the Indian Orchard Support Center, 1055 Texas Palmyra Highway, Honesdale, PA 18431. The successful candidate will be required to work in a fast-paced environment and be able to multitask effectively.

Compensation

The salary for this position is $16.34/hr. - $24.53/hr.

"}
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