Current jobs related to Loan Processor III - ChampssurYonne, Bourgogne-Franche-Comté - Guild Mortgage
-
Mortgage Loan Coordinator
2 months ago
Champs-sur-Yonne, Bourgogne-Franche-Comté, United States Guild Mortgage Full timeJob SummaryAs a Loan Processor III at Guild Mortgage, you will play a critical role in ensuring the smooth processing and underwriting of conventional, FHA, VA, and Bond mortgage loans. Your attention to detail and ability to work efficiently will be essential in meeting production and quality metrics.Key ResponsibilitiesProcess and pre-underwrite mortgage...
-
Loan Specialist
1 month ago
Champs-sur-Yonne, Bourgogne-Franche-Comté, United States Guild Mortgage Full timeJob SummaryWe are seeking a skilled Loan Processor to join our team at Guild Mortgage. As a Loan Processor, you will play a critical role in the mortgage loan process, ensuring timely and accurate processing of loan applications.Key ResponsibilitiesProcess residential mortgage loans from application to closing, ensuring compliance with regulatory...
-
Physician - Emergency Medicine Specialist
2 weeks ago
Champs-sur-Yonne, Bourgogne-Franche-Comté, United States MedAmerica, Inc. Full timeTransforming Healthcare in Emergency MedicineVituity is seeking a talented Board Eligible/Certified Emergency Medicine physician to join our team at St. Rose Dominican Hospitals, Siena Campus in Henderson, Nevada. As a physician-owned partnership, we offer a unique opportunity for autonomy, local control, and a national system of support.Key...
-
Registered Nurse Progressive Care
5 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionAre you looking for a place to deliver excellent care patients deserve? At Del Sol Medical Center we support our colleagues in their positions. Join our Team as a Progressive Care Registered Nurse and access programs to assist with every stage of your career.BenefitsDel Sol Medical Center, offers a total rewards package that supports...
-
Registered Nurse Progressive Care
5 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDo you want to be appreciated daily? Our nurses are celebrated for being on the front line, empathetic for patients. At Del Sol Medical Center our nurses set us apart from any other healthcare provider. We are seeking a Registered Nurse to join our healthcare family.BenefitsDel Sol Medical Center, offers a total rewards package that...
-
Registered Nurse Telemetry PRN
4 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDel Sol Medical Center is committed to investing in the latest technology enabling nurses to work more efficiently. Are you passionate about delivering patient-centered care? Submit your application for Registered Nurse Telemetry PRN position and spend more time at the bedside with the patient.BenefitsDel Sol Medical Center, offers a...
-
Sonographer II Reg Echo PRN
5 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDo you have the PRN career opportunities as a(an) Sonographer II Reg Echo PRN you want with your current employer? We have an exciting opportunity for you to join Del Sol Medical Center which is part of the nation's leading provider of healthcare services, HCA Healthcare.BenefitsDel Sol Medical Center, offers a total rewards...
-
Registered Nurse CVICU
2 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDo you want to be appreciated daily? Our nurses are celebrated for being on the front line, empathetic for patients. At Del Sol Medical Center our nurses set us apart from any other healthcare provider. We are seeking a(an) Registered Nurse CVICU to join our healthcare family.BenefitsDel Sol Medical Center, offers a total rewards...
-
Registered Nurse Emergency Department
4 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDo you have the career opportunities as a(an) Registered Nurse Emergency Department you want in your current role? We invest in what matters most to nurses like you – at home, at work, and at every stage in your career. We have an exciting opportunity for you to join Del Sol Medical Center which is a part of the nation’s leading...
-
New Grad RN
4 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription Introduction Do you want to join an organization that invests in you? At Del Sol Medical Center, you come first! HCA Healthcare is committed to the growth and development of our future nurses! The HCA Nurse Residency Program is a year-long program designed to give you hands-on experience to help establish valuable clinical and critical thinking...
-
Registered Nurse Clinical Coord Surgery
5 months ago
Ysleta Del Sur Pueblo, United States Del Sol Medical Center Full timeDescription IntroductionDo you currently have an opportunity to make a real impact with your work? With over 2,000 sites of care and serving over 31.2 million patient interactions every year, nurses at Del Sol Medical Center have the opportunity to make a real impact. As a(an) Registered Nurse Clinical Coord Surgery you can be a part of change.BenefitsDel...
Loan Processor III
2 months ago
We are seeking a highly skilled Loan Processor III to join our team at Guild Mortgage Company. As a Loan Processor III, you will be responsible for processing and pre-underwriting conventional, FHA, VA, and Bond mortgage loans to ensure compliance with company, secondary market investor, and government agency standards.
Key Responsibilities- Process and pre-underwrite conventional, FHA, VA, and Bond mortgage loans to ensure compliance with company, secondary market investor, and government agency standards.
- Achieve production and quality metrics.
- Liaison between loan officer, borrower, underwriter, and funding.
- Prepare and review loan file to ensure completeness of submission and supporting documents, as well as compliance with underwriting and investor guidelines.
- Monitor overall loan processing cycle time to ensure the loan closes on time.
- Communicate and coordinate the resolution of issues that delay loan closing timeline.
- Go to subject matter expert/lead when Supervisor/Lead is not available.
- The processor is to become the contact for non-licensed activity once the loan is submitted to them.
- Monitor the overall lending process, and identify, resolve, and communicate issues that could impact timely closure of loans.
- Analyze loan-to-value ratio, debt-to-income ratio, credit report, application, income, and assets, source(s) of down payment funds, and examine supporting documentation to identify potential fraud or misrepresentation.
- Identify potential issues and communicate to consumer and loan officer.
- Order and review all third-party documentation, including credit checks, title reports, appraisals, tax returns, verifications of employment/assets, etc. to identify and address potential issues.
- Stay current with federal, state regulations, policies, and industry trends.
- Check ratios and verify accuracy of AUS findings and program applicability.
- Review and verify documentation integrity to ensure it aligns with findings, completeness, and compliance, and submit loan file to underwriting for approval.
- Identify qualifying/program issues prior to submission to Underwriting, and re-structure loan as necessary.
- Provide options within guidelines and make recommendations if borrowers may qualify for suitable programs.
- Update and verify accuracy of data input into system.
- Verify compliance with Company standards, federal, and agency regulations, standards, and guidelines, as well as any applicable state-specific and/or local regulations, ordinances, etc.
- Obtain and verify clearance of all underwriting conditions and prepare the file for submission to Closing.
- Order generation of loan documents.
- Coach and provide guidance to less experienced Processors as needed.
- Use and modify templates to compose professional correspondence and emails.
- Provide status updates to Loan Officers and/or borrowers.
- High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred.
- Total recent work experience includes five or more years' experience as a Loan Processor, preferably processing conventional and FHA loans along with at least two years of experience processing VA and Bond mortgage loans.
- Ability to build strong relationships with loan officers, production, underwriting, closing, and other internal and external partners.
- Expert knowledge of overall mortgage lending internal processes and control, as well as federal, state, and regulatory requirements/guidelines related to consumer mortgage lending for conventional, FHA, VA, and Bond mortgage loans.
- Expert knowledge of conventional, FHA, VA, and Bond mortgage loans, including various product/program guidelines, necessary conditions for approval, and investor-specific guidelines.
- Expert knowledge in new construction documentation and condominium projects.
- Expert knowledge of valid documentation related to processing consumer mortgage applications (e.g., complex tax returns, financial statements and records, verification of income and deposits, etc.).
- Sound judgment, ability to think critically, including the ability to evaluate facts and data to draw conclusions, determine the downstream impact of decisions, and associated risks.
- Ability to prioritize multiple tasks in a deadline-driven environment, strong sense of urgency, and responsiveness.
- Excellent customer service, interpersonal, verbal, and written communication skills.
- Intermediate math skills.
- Strong verbal and written communication skills.
- Strong detail orientation and highly organized.
- Prior experience using internal data entry systems, Microsoft Word, Excel, and PDF/Document Retention programs.
- Depending on experience, supervision is intermittent to infrequent.
- Depending on experience, moderate to high level of independent judgment and discretion related to area(s) of specialization.
- May provide guidance to less experienced team members to resolve/escalate issues of high complexity.
- Exercise sound judgment in executing core job responsibilities.
- Average monthly pipeline is 14 loans.
- Travel: 0%
