Senior Commercial Credit Analyst

2 weeks ago


Ferndale, Michigan, United States Credit Union ONE Full time
Job Summary

The Senior Commercial Credit Analyst provides critical support to the commercial loan department by analyzing individual/business financial information and industry data to prepare loan approval recommendation documents and maintain commercial portfolio risks.

Key Responsibilities
  • Prepare complex loan evaluations
  • Oversee loan risk ratings
  • Maintain the Commercial Lending Inbox and financial statement tracker
  • Perform credit analysis
  • Order business and consumer credit reports, UCC filing reports, and other third-party services
  • Ensure compliance with applicable federal, state, and local laws and regulations
  • Complete special projects according to the needs of the department
Requirements
  • Associate's degree preferred
  • Minimum of five years experience in commercial lending credit analysis
  • Minimum of five years of banking knowledge, including policies, regulations, and transactions
  • Ability to effectively lead a team to meet project goals
  • Ability to manage time effectively, collaborate with others, and work with minimal supervision
  • Experience presenting to large and small groups
  • Above-average proficiency in MS Office Products
Qualifications
  • Behaviors
    • Considered a thought leader on a subject
    • Works well as a member of a group
    • Shows intense and eager enjoyment and interest
    • Capable of carrying out a given task with all details necessary to get the task done well
  • Motivations
    • Inspired to perform without outside help
    • Inspired to perform well by the completion of tasks
    • Inspired to perform well by the ability to contribute to the success of a project or the organization
Experience
  • Required
    • 5 years: Analyzing commercial tax returns, portfolio risk, and industry data
    • 5 years: Commercial Credit Analysis

Credit Union ONE is seeking a highly skilled and experienced Senior Commercial Credit Analyst to join our team. If you have a passion for commercial lending and a strong background in credit analysis, we encourage you to apply for this exciting opportunity.



  • Ferndale, Michigan, United States Credit Union ONE Full time

    Senior Commercial Credit AnalystThe Senior Commercial Credit Analyst plays a critical role in supporting the commercial loan department by analyzing financial information and industry data to prepare loan approval recommendation documents and maintaining commercial portfolio risks.Key Responsibilities:Prepare complex loan evaluations to ensure accurate risk...


  • Ferndale, Michigan, United States Credit Union ONE Full time

    {"Job Title": "Senior Commercial Credit Analyst", "Job Summary": "At Credit Union ONE, we are seeking a highly skilled Senior Commercial Credit Analyst to join our team. As a key member of our commercial lending department, you will be responsible for analyzing financial information and industry data to support loan approval recommendations. Your expertise...


  • Ferndale, Michigan, United States Credit Union ONE Full time

    Senior Commercial Credit AnalystThe Senior Commercial Credit Analyst plays a critical role in supporting the commercial loan department by analyzing financial information and industry data to prepare loan approval recommendation documents and maintaining commercial portfolio risks.Key Responsibilities:Prepare complex loan evaluationsOversee loan risk...


  • Ferndale, Michigan, United States Credit Union ONE Full time

    The Senior Credit Analyst provides support to the commercial loan department by analyzing individual/business financial information and industry data in preparation of loan approval recommendation documents and maintaining the commercial portfolio risks. Key Responsibilities: Performs preparation of complex loan evaluation documents Oversees loan risk...


  • Ferndale, Michigan, United States Credit Union ONE Full time

    Job SummaryThe Senior Credit Analyst provides critical support to the commercial loan department by analyzing individual/business financial information and industry data to prepare loan approval recommendation documents and maintain commercial portfolio risks.Key ResponsibilitiesPrepare complex loan evaluations and oversee loan risk ratingsMaintain the...