Mortgage Loan Originator

1 day ago


Kansas City, United States Commerce Bank Full time

Are you passionate about helping individuals achieve their dream of homeownership? Do you have a keen eye for credit risk analysis and loan origination?

We are seeking an experienced Mortgage Banker to join our team at Commerce Bank As a Mortgage Banker, you will play a crucial role in originating home loans and driving new sales within our available lending territory.

About the Job

The main purpose of this job is to originate home loans by managing production pipelines, coordinating with fulfillment teams, and communicating with borrowers and referral partners. You will analyze applicants' financial status, creditworthiness, and property evaluation to determine eligibility and feasibility of granting home loans.

Key Responsibilities:

  • Manage production pipeline and documentation collection while coordinating with fulfillment team to ensure efficient flow
  • Analyze applicants' financial status, creditworthiness, and property evaluation to determine eligibility and feasibility of granting home loans
  • Provide financing options and customize solutions by conducting deep dive analysis of application, credit profile, financials, etc.
  • Pre-underwrite file to obtain and analyze documentation, in a timely fashion, regarding employment, credit, income, assets, and collateral

Requirements:

  • Associate's degree in business management/finance or equivalent combination of education and experience required
  • 3+ years lending experience required
  • Developed Realtor network preferred

Benefits:

  • 401(k) plan
  • Dental insurance
  • Health insurance
  • Life insurance
  • Paid time off
  • Vision insurance

Salary: $37,000 per year

Location: Kansas City, Missouri 64106



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