Commercial Lending Specialist

4 days ago


Sun Valley, Idaho, United States Idaho First Bank Full time
Job Summary

We are seeking a highly skilled Commercial Banker to join our team at Idaho First Bank. As a Commercial Banker, you will be responsible for building and maintaining strong relationships with our commercial customers, providing them with exceptional service and support to meet their financial needs.

Key Responsibilities
  • Manage a portfolio of commercial relationships, including soliciting, negotiating, and underwriting commercial purpose loans.
  • Develop and maintain strong relationships with customers, providing them with personalized service and support to meet their financial needs.
  • Analyze financial information and prepare credit memorandums to support loan decisions.
  • Perform pre-qualification assessments and analyze financial condition and risk of financing requests.
  • Interview prospective applicants and request specified information related to loan or credit application.
  • Ensure timely and thorough monitoring of all credits through periodic reviews, continual analysis, and ongoing communication.
  • Negotiate loan terms and conditions, and approve loans within established lending limits.
  • Represent the Bank in various community, civic, and community functions to further enhance the Bank's image and develop additional business.
Requirements
  • Bachelor's degree in Business or Finance or an equivalent combination of education and experience in a related field.
  • Experience, knowledge, and training in financial statement and tax return analysis, commercial lending activities, and related State and Federal lending and compliance regulations.
About Idaho First Bank

Idaho First Bank is a full-service state-chartered community bank established in October 2005 and headquartered in McCall, Idaho. We are committed to providing exceptional service and support to our customers, and we are seeking a highly skilled Commercial Banker to join our team.


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