Lock Desk Risk Management Expert

7 days ago


Boynton Beach, Florida, United States K. Hovnanian Companies Full time

**Unlocking Opportunities in Mortgage Banking**

K. Hovnanian American Mortgage offers a unique opportunity for professionals to excel in mortgage banking, leveraging our expertise and resources to drive success. As a Secondary Lock Desk Specialist, you will play a critical role in analyzing interest rate risk and delivering mortgage loans into the secondary market.

**Responsibilities**

  • Work closely with leadership to develop and implement investor relationship management strategies.
  • Act as a liaison to investors, including Fannie Mae, Freddie Mac, and non-GSE mortgage loan investors, to maintain favorable relationships and ensure effective risk management.
  • Develop and execute Margin Management strategies to achieve overall company objectives.
  • Monitor lock requests, pipeline, and pull through, authorizing pricing negotiations and concessions while enforcing policy guidelines.
  • Provide expertise and support to account managers on common practices for lock-in policies and procedures in the mortgage banking industry.

**Requirements**

  • Experience working with Encompass and Optimal Blue.
  • Data-driven and analytical mindset.
  • Excellent oral and written communication skills.
  • Ability to prioritize and manage large volumes of tasks.
  • Ability to work effectively in a team environment.

**Education and Experience**

A four-year college degree in business is preferred, along with a minimum of 7 years of mortgage banking experience or an equivalent combination of both. This is a hybrid role, requiring the ability to commute to our Boynton Beach mortgage office.



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