Financial Analyst for Commercial Loans

7 days ago


Nottingham, Maryland, United States Rosedale Federal Savings and Loan Association Full time
Join Our Team
Rosedale Federal Savings and Loan Association offers a unique opportunity for a skilled Financial Analyst for Commercial Loans to join our Commercial Credit team. As a key member of our team, you will play a vital role in analyzing and assessing the credit worthiness of new and existing business and commercial loan customers. Your expertise will be essential in underwriting all new commercial loan requests and assessing the credit worthiness of existing customers.

About the Role
In this role, you will work closely with our Commercial Loan Officers to discuss the results of initial financial reviews, underwriting guidelines, and institution-specific credit standards. Your recommendations will be crucial in supporting lending decisions and ensuring that our customers receive the best possible service. Additionally, you will prepare accurate and thorough loan packages for our Executive Loan Committee, which includes underwriting and collateral analysis, identifying and documenting lending exceptions to bank policy, and providing credit recommendations.

Responsibilities:
  • Work closely with Commercial Loan Officers to discuss results of initial financial reviews, underwriting guidelines, and institution-specific credit standards.
  • Prepare accurate and thorough loan packages for Executive Loan Committee.
  • Identify and document lending exceptions to bank policy.

Requirements:
  • Bachelor's Degree in finance, business administration, real estate finance or related field preferred.
  • 2+ years of experience in lending with at least 1 year analyzing and underwriting commercial loan transactions at a financial institution.
  • Fundamental knowledge of commercial lending including real estate transactions, credit analysis, and cash flows.

Benefits:
  • $90,000 - $115,000 per year (depending on experience)
  • 401(k) - fully vested employer match and discretionary year-end employer profit share contribution
  • Health Savings Account with generous employer contribution


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