Senior Underwriter

We are seeking a highly skilled Senior Underwriter to join our team at Guardian Life Insurance. As a Senior Underwriter, you will play a critical role in providing pricing and plan design for companies with 1,000 or more lives.

• Recommend competitively priced products, funding arrangements, and services to meet customer requirements.
• Determine pricing of new business and/or renewal business, including alternate plan of benefit options.
• Communicate rate/fee development and plan design offered. Assess contract comparisons for takeover business.
• Negotiate with sales representatives or agents/brokers to resolve rate questions and risk related concerns.
• Handles administrative processing of cases. Utilize underwriting systems and databases for quotes, sales, renewals to track results.
• Document case decisions and underwriting rationale.
• Effectively works as part of a regional Underwriting Team.
• Provide mentoring/coaching to help develop technical skills of others, support team growth and development initiatives. Conducts training for sales and/or underwriting staff as needed.
• Participates in project work or on teams to develop or improve underwriting processes.

• 5+ years of experience with Group Life, Disability and/or Dental underwriting.
• Background in experience-based rating and risk assessment.
• Ability to prioritize and efficiently manage multiple work items and due dates.
• Command of Underwriting tools and systems.
• Thorough knowledge of Group Insurance products/processes.
• Knowledge of local market competition and strategy (e.g., impact on claim pricing and product choices).
• Excellent analytical and mathematical skills and ability to apply them to complex cases and issues.
• Ability to make decisions, solve problems and meet challenges in completing work.
• Strong negotiation and conflict resolution skills.
• Proven ability to work independently.
• Excellent verbal and written communication and presentation skills.
• Effective use of Word, Excel, and PowerPoint applications.

• Competitive salary range: $66,000 - $108,640.00.
• Opportunities for professional growth and development.
• Flexible work arrangements, including hybrid remote work options.
• Occasional travel required (0-10%).
• A comprehensive benefits package, including health, dental, and vision insurance, 401(k) retirement plan, and more.