Corporate Credit Analyst

2 weeks ago


Cutler Bay, Florida, United States Now Hiring You, LLC Full time
Corporate Credit Products Officer

A leading national bank in Miami Lakes, Florida is seeking a skilled Credit Products Officer to specialize in Corporate and/or Industrial loan requests. With a strong entrepreneurial spirit, the organization emphasizes collaboration, talent development, and bold decision-making. The bank is consistently recognized for fostering an inclusive and dynamic workplace.

Key Responsibilities:
  • Pre-screen credit requests, confirming risk ratings and preparing financial spreads.
  • Underwrite credit requests by analyzing borrower and guarantor financials, reviewing corporate financial statements, tax returns, and third-party reports.
  • Collaborate with Relationship Managers on structuring credit requests and mitigating risks.
  • Draft and deliver comprehensive Credit Approval Memoranda and manage the approval process.
  • Maintain and monitor assigned credit portfolios, managing financial reviews, covenant compliance, and property inspections.
  • Identify cross-sale opportunities and conduct research to identify industry trends.
  • Ensure compliance with federal and state banking regulations, including anti-money laundering requirements.
Qualifications:
  • Bachelor's degree in business, Finance, Accounting, or related field.
  • 7-9 years of experience in credit analysis, specifically in C&I lending.
  • Strong accounting skills, with a background in intermediate-level accounting coursework or equivalent.
  • Proficiency in credit analysis software and tools (e.g., Moody's Risk Origins).
Why Choose Us?

Now Hiring You, LLC is a premiere executive search firm in the South Florida region with a niche in Financial & Accounting recruitment. Our client's institution values professional growth, diversity, and inclusion, with an average employee tenure of over eight years. The hybrid work environment offers a balance between in-office collaboration and remote flexibility for designated roles, ensuring a supportive work-life balance.

We are an Equal Opportunity Employer, encouraging all qualified individuals to apply.



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