Consumer Credit Policy Strategist
5 days ago
About Us
Fifth Third Bank is committed to making banking a better experience for our customers. We connect great people to great opportunities, and we're looking for talented individuals to join our team.
Job Summary
We are seeking a highly skilled Mortgage Policy Manager to support our consumer credit policy and product guidelines. In this role, you will be responsible for managing current credit policy and product guidelines, identifying strengths, weaknesses, and market trends, and collaborating with senior management, national underwriting, product development, fair lending, legal, compliance, and stakeholders across the Bancorp.
Main Responsibilities
- Effectively communicate and support independent credit viewpoints to senior management and other stakeholders on respective consumer credit policy issues.
- Responsible for credit guideline analysis relating to the consumer and sold loan portfolio.
- Collaborate with Line of Business Product Managers, Senior Management, Consumer Credit Risk Analysts, and other stakeholders to identify risks and areas that require corrective action.
- Manage initiatives with business partners and stakeholders to ensure effective lending practices that satisfy credit administration, risk management, legal, and regulatory compliance requirements.
- Evaluate potential credit policy and product opportunities, and recommend the development of new policies and guidelines or the modification of existing policy, procedures, programs, or products.
Requirements
- Bachelor's degree in marketing, finance, general business, economics, or technology.
- 5 years experience preferred in Consumer or Mortgage lending with emphasis in underwriting or credit policy.
- Ability to perform individual credit guideline analysis.
- Excellent listening skills with ability to provide clarity and comprehension regarding business concerns.
- General knowledge of pricing strategies and tactics.
- Organized thinker with collaborative working style.
- Excellent verbal, written communication, and presentation skills including ability to deal with conflict and interact with all levels of the organization.
- Strong knowledge of loan documentation procedures.
- Excellent knowledge of consumer/mortgage underwriting procedures.
- Ability to build and maintain strong working relationships with key stakeholders.
- Intermediate skill level for Microsoft Word and PowerPoint and knowledge of Microsoft Excel and Access.
What We Offer
- Comprehensive medical, dental, and vision coverage.
- A 401(k) plan and employee stock purchase plan with a generous employer match.
- Flexible paid time off and comprehensive leave programs.
- Unique benefits to support your overall mental and physical wellness.
Contact Us
For additional details, please contact your recruiter.
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