Current jobs related to Senior Mortgage Loan Specialist II - Salt Lake, Utah - America First Credit Union

  • Mortgage Loan Specialist

    2 weeks ago

    Salt Lake, Utah, United States Security National Financial Full time

    Job SummaryWe are seeking a highly skilled Loan Officer Assistant to join our team at Security National Financial. As a key member of our mortgage lending team, you will play a critical role in helping our customers achieve their homeownership goals.Key ResponsibilitiesEstablish and maintain strong relationships with Loan Officers to ensure seamless loan...

  • Mortgage Loan Originator

    2 weeks ago

    Salt Lake, Utah, United States Wintrust Full time

    About the RoleWe are seeking a highly motivated and customer-focused Mortgage Loan Originator to join our team at Veterans First Mortgage. As a Mortgage Loan Originator, you will be responsible for originating and processing mortgage loans for our clients, ensuring a seamless and efficient experience from application to closing.Key ResponsibilitiesOriginate...

  • Mortgage Loan Originator

    3 weeks ago

    Salt Lake, Utah, United States Veritas Funding Full time

    Job Title: Mortgage Loan OriginatorVeritas Funding, a leading regional mortgage lender, is seeking a seasoned Mortgage Loan Originator to join its Realtor and Builder partnership teams. As a Mortgage Loan Originator, you will be responsible for originating and closing real estate mortgage loans that meet established guidelines.Key Responsibilities:Originate...

  • Mortgage Loan Originator

    1 week ago

    Salt Lake, Utah, United States U.S. Bank Full time

    Join U.S. Bank as a Mortgage Loan Originator and be part of a team that helps customers and businesses make better financial decisions. As a Mortgage Loan Originator, you will be responsible for evaluating and selling mortgage solutions throughout the United States. You will advise clients on the home buying or refinance process, assist them through the loan...

  • Mortgage Loan Originator

    4 weeks ago

    Salt Lake, Utah, United States Zions Bancorporation Full time

    About Zions BancorporationZions Bancorporation is a leading financial services company operating as a collection of great banks under local brands and management teams in high-growth western markets. We are committed to being an employer of choice in our communities, offering a dynamic work environment and opportunities for growth and development.Job...

  • Senior Mortgage Branch Manager

    1 week ago

    Salt Lake, Utah, United States Primary Residential Mortgage Full time

    Job SummaryPrimary Residential Mortgage seeks a seasoned Mortgage Branch Manager to lead our team in assessing local market conditions, identifying sales opportunities, and developing forecasts and business plans. This role requires a minimum of years of mortgage experience and the ability to exercise independent judgment in advancing PRMI's business...

  • Mortgage Loan Originator

    2 weeks ago

    Salt Lake, Utah, United States Wintrust Full time

    About UsAt Wintrust, we're proud to serve a variety of unique communities and people from all walks of life. Our commitment to diversity and inclusion is reflected in the communities we serve, the people we employ, and the organizations we work with.Job SummaryWe're seeking a highly motivated and customer-focused Mortgage Loan Originator to join our team at...

  • Mortgage Loss Mitigation Specialist

    1 month ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    Job Title: Loss Mitigation SpecialistAt Intercap Lending, Inc, we are seeking a highly skilled Loss Mitigation Specialist to join our team. As a Loss Mitigation Specialist, you will play a critical role in assisting borrowers who are facing financial hardships to explore alternative options and find solutions to mitigate potential losses for our mortgage...

  • Mortgage Underwriter Specialist

    2 days ago

    Salt Lake, Utah, United States Intercap Lending Full time

    Job OverviewAt Intercap Lending, we are seeking a skilled Mortgage Underwriter to play a critical role in evaluating and assessing mortgage loan applications for approval. The successful candidate will possess strong analytical skills, a deep understanding of underwriting guidelines, and a commitment to maintaining high-quality standards.Key...

  • Senior Corporate Advance Control Specialist

    1 week ago

    Salt Lake, Utah, United States Select Portfolio Servicing, Inc. Full time

    Job SummarySeeking a highly skilled and detail-oriented professional to join our team as a Senior Corporate Advance Control Specialist. In this role, you will be responsible for reconciling bank accounts and cash received on incoming and outgoing loan transfers.Key Responsibilities:Reconcile bank accounts and cash received on incoming and outgoing loan...

  • Mortgage Underwriter

    1 month ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    Mortgage Underwriter Job DescriptionAt Intercap Lending, Inc., we are seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in evaluating and assessing mortgage loan applications for approval.Key Responsibilities:Review and analyze mortgage loan applications for accuracy, completeness, and adherence...

  • Mortgage Underwriter

    2 weeks ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    Job OpportunityIntercap Lending, Inc. is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in evaluating and assessing mortgage loan applications for approval.Key ResponsibilitiesReview and analyze mortgage loan applications for accuracy, completeness, and adherence to underwriting...

  • Mortgage Underwriter

    2 weeks ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    Job OpportunityIntercap Lending, Inc. is seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a critical role in evaluating and assessing mortgage loan applications for approval.Key ResponsibilitiesReview and analyze mortgage loan applications for accuracy, completeness, and adherence to underwriting...

  • Mortgage Underwriter

    1 week ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    Job OpportunityIntercap Lending, Inc. is seeking a detail-oriented Mortgage Underwriter to evaluate and assess mortgage loan applications for approval. The successful candidate will possess strong analytical skills, a deep understanding of underwriting guidelines, and a commitment to maintaining high-quality standards.Key ResponsibilitiesReview and evaluate...

  • Mortgage Underwriter

    7 days ago

    Salt Lake, Utah, United States Intercap Lending, Inc Full time

    At Intercap Lending, we're seeking a detail-oriented Mortgage Underwriter to join our team in assessing mortgage loan applications for approval. As a Junior Underwriter, you'll play a crucial role in reviewing borrower documents, evaluating risk factors, and ensuring compliance with lending guidelines.Key Responsibilities:Review and analyze borrower...

  • Mortgage Chain-of-Title Specialist

    7 days ago

    Salt Lake, Utah, United States SPS Full time

    Mortgage Chain-of-Title SpecialistAt SPS, we are seeking a skilled Mortgage Chain-of-Title Specialist to join our team. As a key member of our mortgage operations team, you will be responsible for determining the completeness of mortgage chain-of-title and promissory note endorsements. Your expertise will be essential in working with clients, vendors,...

  • Consumer Loan Originator

    3 days ago

    Salt Lake, Utah, United States Wintrust Financial Full time

    At Wintrust Financial, we're committed to helping our customers achieve their dream of homeownership. As a Consumer Loan Originator, you'll play a critical role in delivering exceptional customer service and building strong relationships with our borrowers.As a VA Home Loan Specialist, you'll be responsible for identifying prospective customers and...

  • Mortgage Sales Manager

    3 weeks ago

    Salt Lake, Utah, United States Wintrust Full time

    About the RoleWe are seeking a highly motivated and experienced Sales Manager to join our team at Wintrust Mortgage. As a Sales Manager, you will be responsible for building and leading a professional sales team to drive business growth and achieve sales targets.Key ResponsibilitiesBuild and lead a high-performing sales team to achieve sales targets and...

  • Facilities Maintenance Specialist

    2 weeks ago

    Salt Lake, Utah, United States Primary Residential Mortgage Full time

    {"title": "Facilities Specialist", "description": "Job SummaryWe are seeking a highly motivated and detail-oriented Facilities Specialist to join our team at Primary Residential Mortgage. In this role, you will be responsible for maintaining a clean and safe environment for our employees and customers.ResponsibilitiesClean and supply designated building...

  • Customer Service Liaison

    2 weeks ago

    Salt Lake, Utah, United States Primary Residential Mortgage Full time

    {"Job Title": "Customer Service Representative", "Job Description": "Job SummaryAs a Customer Service Representative at Primary Residential Mortgage, you will play a critical role in delivering exceptional customer experiences to our clients. Your primary responsibility will be to provide timely and effective support to clients with their home mortgage...

Senior Mortgage Loan Specialist II

2 months ago

Salt Lake, Utah, United States America First Credit Union Full time
Schedule

Mon - Fri Flex

Position Overview

This role offers a competitive base salary of $66,000 annually, complemented by performance-based incentives.

The Senior Mortgage Loan Originator II actively seeks external mortgage opportunities to achieve set standards for loan quality, production, and customer service. This position requires the individual to consistently identify, cultivate, and sustain a robust network of professional relationships that can provide a steady stream of referrals for new mortgage lending prospects. The network may include real estate agents, builders, and various professional and personal contacts, further enhanced by the mortgage loan officer's engagement in business development and community initiatives. This role oversees the origination of a variety of mortgage loan products and programs. The Mortgage Loan Originator responds to inquiries and referrals generated from their own network as well as other business channels. The MLO conducts interviews with potential borrowers to evaluate financial and credit information, ascertain financing goals, inform members about product and pricing policies, and collect any additional necessary documentation. The MLO guarantees exceptional service by maintaining comprehensive knowledge of lending programs, policies, procedures, and regulatory requirements, demonstrating a commitment to professional ethics, and adhering to all federal and state compliance standards.

Key Responsibilities

Ensures the proficient and professional execution of assigned loan origination tasks.

  1. Possesses thorough knowledge of the mortgage loan products available, including standard secondary market loan programs, expanded criteria, investment property, and America First Loan programs.
  2. Demonstrates complete understanding of mortgage origination software systems, as expected for this role.
  3. Conducts interviews, pre-qualifies applicants, completes application documents, and assesses preliminary documentation for loan requests. Discusses loan options, credit criteria, interest rates, and documentation requirements. Explains the mortgage process, expected timelines, and locking procedures clearly, ensuring mutual understanding and positive responses from members.
  4. Performs necessary follow-up to achieve conditional approval within established timelines.
  5. Addresses loans referred by Underwriting or Automated Underwriting Systems within designated time frames. Collaborates with members to determine the next steps for loan requests.
  6. Understands and executes lending operations in compliance with all applicable federal and state mortgage regulations, NCUA, and established credit union policies. Remains informed of any changes.
  7. Meets established loan production and service expectations.
  8. Maintains a complete understanding of the production and service expectations for the position.
  9. Develops and actively maintains a results-oriented, assertive marketing strategy.
  10. Drafts, implements, and revises the marketing plan as necessary in a well-organized and professional manner.
  11. Achieves and sustains a level of proficiency that meets position expectations.
  12. Establishes and nurtures effective and professional relationships with members, realtors, builders, colleagues, and other industry professionals.
  13. Responds attentively to inquiries and resolves issues.
  14. Advises members on financial management and related matters.
  15. Provides timely updates to all parties involved.
  16. Collaborates effectively with loan assistants, processing, and underwriting teams.
  17. Projects the credit union's professional image by maintaining a tidy, secure, and organized workspace, adhering to the credit union's dress code.
  18. Stays informed about changes and trends in the local real estate and competitive lending landscape.
  19. Ensures effective communication and coordination with credit union personnel and management.
  20. Coordinates functions with related departments and branches, providing necessary support.
  21. Acts as a vital member of the Mortgage department.
  22. Keeps management updated on area activities and significant issues.
  23. Participates in meetings and committees as required.
  24. Completes necessary records and reports promptly.
  25. Provides support to the mortgage team as needed for business development.
  26. Mentors others with mortgage expertise.
  27. Performs additional duties as assigned.
  28. Professionally cross-sells credit union services.
  29. Completes special projects as assigned.
Qualifications

Training/Education/Certification:
  • Associate degree in business or a related field, or an equivalent combination of formal training and experience.
  • Meets federal and state licensing standards.
Required Knowledge:
  • Understanding of the principles of assessing creditworthiness and borrower qualification.
  • Familiarity with credit union loan policies, products, procedures, processing, and underwriting guidelines.
  • Knowledge of title reports, insurance, and appraisals.
  • Understanding of mortgage investor selling guidelines and requirements.
Experience Required:
  • One to two years of experience in mortgage loan origination.
  • One to two years of related experience in mortgage loan processing.
  • Experience in mortgage lending sales.
  • A background in real estate is advantageous.
Skills/Abilities:
  • Strong interviewing capabilities.